Canonical: https://unicorncurrencies.com/features/analytics-dashboard/

# Capability: Payment and FX Records Context

## Summary

Finance teams need operational records that connect pay-in, FX, beneficiaries, invoices, references, and pay-out status—not a generic analytics view disconnected from payment reality.



Built for businesses with £1M+ equivalent annual FX exposure and recurring international supplier, customer, or treasury payment flows.

## Capability flow

- **Activity captured:** Payments, references, and counterparties are recorded against commercial context.

- **Status grouped:** In-flight, completed, and exception items are easier to scan by team.

- **FX linked:** Conversion and pay-out records stay connected where the workflow supports it.

- **Exceptions flagged:** Short-paid, held, or unmatched items surface for review.

- **Finance export context:** Records support reconciliation and management reporting without overstating automation.

## Workflow

- **Events recorded:** Pay-in, FX, and pay-out activity are logged with references where available.

- **Records reviewed:** Finance scans open items, exceptions, and upcoming supplier needs.

- **Issues escalated:** Mismatches or delays move to treasury support with evidence attached.

- **Outcomes closed:** Completed payments are matched to invoices and commercial records.

- **Reporting prepared:** Summaries support management and reconciliation without unsupported claims.

## Timing and availability factors

- currency and corridor

- route and provider arrangement

- jurisdiction and account type

- sender or beneficiary bank handling

- compliance or document review

- banking cut-off times and holidays

- accuracy of references, invoices, and beneficiary details