Canonical: https://unicorncurrencies.com/features/invoicing-fx-protection/

# Capability: Invoice and FX Workflow Linkage

## Summary

When invoices are payable in foreign currency, finance needs one workflow for due timing, FX context, beneficiary accuracy, and the decision to convert or pay.



Built for businesses with £1M+ equivalent annual FX exposure and recurring international supplier, customer, or treasury payment flows.

## Capability flow

- **Invoice scheduled:** Due date, currency, and supplier context are recorded for the payable.

- **FX reviewed:** Conversion or pay-out timing is reviewed against the invoice and cash position.

- **Beneficiary confirmed:** Supplier details and references are checked before instruction.

- **Payment prepared:** FX and pay-out steps are prepared in the same operational record.

- **Outcome reconciled:** Invoice, FX, and payment proof remain linked for finance.

## Workflow

- **Payable created:** Invoice timing and currency context are recorded.

- **FX decision reviewed:** Finance reviews conversion and pay-out timing against the payable.

- **Payment approved:** The business completes its internal approval path before instruction.

- **Funds moved:** Conversion and pay-out proceed through supported routes.

- **Records updated:** Invoice, FX, and payment status are kept for reconciliation.

## Timing and availability factors

- currency and corridor

- route and provider arrangement

- jurisdiction and account type

- sender or beneficiary bank handling

- compliance or document review

- banking cut-off times and holidays

- accuracy of references, invoices, and beneficiary details