Canonical: https://unicorncurrencies.com/industries/coffee-importers/kenya/

# Intelligence: Coffee Importers in Kenya

## Industry Context

- **Payment pressure:** FX volatility between contract and delivery (3-6 month gap); Demurrage costs on delayed containers ($150-300/day)

- **Operational control:** Lock FX rates when signing contracts (hedge 3-6 months); container tracking prevents demurrage

## Country Context

- **Use case:** Pay Kenyan suppliers for agricultural products, tea, coffee, textiles, logistics

- **Settlement:** T+0 (2.3s avg within Unicorn network)

- **Banking:** **Bank Code + Account** (Bank code and account (or M-Pesa for mobile))

- **Regulatory:** Central Bank of Kenya (CBK) foreign exchange regulations; Kenya Revenue Authority (KRA) tax compliance

## Key Industries in Country

- Agriculture

- Tea & Coffee Export

- Textile & Apparel

- Tourism

- Logistics