Canonical: https://unicorncurrencies.com/pay-in/

# Intelligence: Pay-In

## Summary

Pay-In is how businesses receive international funds with clearer payer context, reference matching, allocation, and reconciliation before FX conversion or supplier payout.

## Two ways to receive locally

1. **Pooled collection — included*** — matched by reference and payer context.
2. **Local Business Accounts** — local account details in the business name where approved; provided as named local collection accounts.

Canonical HTML: https://unicorncurrencies.com/pay-in/. See also https://unicorncurrencies.com/business-accounts/ for Local Business Account pricing and approval context.