Canonical: https://unicorncurrencies.com/send-money-to/japan/

# Intelligence: Sending Money to Japan

## Banking Requirements

- **Code:** **Bank Code + Branch + Account**

- **Format:** 4-digit bank code, 3-digit branch code, 7-digit account

## Route Context

- **Use case:** Pay Japanese suppliers for automotive parts, electronics, machinery, precision equipment

- **Published local rails:** Zengin System, PayPay for Business, BOJ-NET

- **Timing note:** Settlement and credit timing depend on rail availability, funding, cut-offs, compliance review, correspondent handling, and receiving-bank release.

## Payment Control

- Check beneficiary details before release.

- Confirm payment purpose and invoice context.

- Keep proof available if the supplier says funds have not arrived.

- Review deductions if the amount lands short.

## Regulatory

- Foreign Exchange and Foreign Trade Act compliance

- Japan Customs documentation for goods imports

- Consumption Tax (10%) documentation

- JFSA (Financial Services Agency) oversight

## Key Industries

- Automotive

- Electronics

- Machinery

- Robotics

- Precision Manufacturing

## Tips

- Japan = Quality manufacturing, automotive/electronics leader

- Zengin System standard for domestic payments

- Strong quality control - documentation critical

- Relationship-based business culture - long-term partnerships valued