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Send Money from Canada to Japan

Businesses in Canada paying Japan suppliers for Automotive. Send CAD from Canada, receive JPY in Japan with t+0 (2.3s avg within unicorn network).

✓ Competitive Advantage: Local CAD collection + local JPY delivery = no correspondent bank fees

Save £2,330 per £100k Payment

Canada to Japan corridor savings

Traditional Bank
£2,835
  • ❌ 2-3 day settlement
  • ❌ Multiple correspondent banks
  • ❌ Hidden FX margins
  • ❌ High SWIFT fees
Unicorn Currencies
£505
  • T+0 (2.3s avg within Unicorn network)
  • Local CAD collection
  • ✓ Transparent 0.5% spread
  • Zengin System
Your Savings
82%
£2,330 per £100k
At £600k-£6M monthly, save £11,662/year

Sending from Canada: What You Need to Know

CAD Origin Specifics

  • CAD commodity currency (tracks oil/resources)
  • Interac e-Transfer for fast payments
  • FINTRAC oversight

Your Local Advantages

  • Local CAD account available
  • EFT (Electronic Funds Transfer) instant collection
  • No correspondent bank fees on origin side
Local Collection Method
EFT (Electronic Funds Transfer)
T+1 to T+3Canadian domestic bank transfers. Standard clearing.

Paying Suppliers in Japan: Compliance & Requirements

Regulatory Considerations

  • Foreign Exchange and Foreign Trade Act compliance
  • Japan Customs documentation for goods imports
  • Consumption Tax (10%) documentation
  • JFSA (Financial Services Agency) oversight

Payment Best Practices

  • Japan = Quality manufacturing, automotive/electronics leader
  • Zengin System standard for domestic payments
  • Strong quality control - documentation critical
  • Relationship-based business culture - long-term partnerships valued
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via Zengin System

CanadaJapan Corridor Insights

Popular Industries

  • Automotive
  • Electronics
  • Machinery

Peak Trading Hours

EST/PST (GMT-5/-8) to GMT time zone consideration

Best for rate execution and faster settlement

Typical Volume

£100k-£500k

Average transaction size for this corridor
Monthly volume: £600k-£6M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Frequently Asked Questions: CAD-JPY Payments

How fast are CAD-JPY payments?

CAD-JPY payments settle in an average of 2.3 seconds wallet-to-wallet when using Unicorn Currencies' local rails, or 1-3 days via traditional SWIFT depending on the route and correspondent banks involved.

What does a CAD-JPY transfer cost?

Unicorn Currencies charges a 0.5% FX spread plus a flat fee of £5 per payment for CAD-JPY transfers. This is significantly cheaper than traditional banks which typically charge 2-4% in hidden FX margins plus high SWIFT fees.

What exchange rate do I get for CAD-JPY?

You get real-time wholesale CAD-JPY exchange rates with 15-second rate locks. Our rates are sourced from institutional FX markets, giving you the same pricing that banks use for their own trades.

Can I lock the CAD-JPY rate in advance?

Yes, forward contracts are available for CAD-JPY payments. You can lock in today's rate for future payments, protecting your business from currency fluctuations for up to 12 months.

What details do I need for CAD-JPY payments?

Beneficiary details vary by destination. For Japan payments, you typically need the recipient's local account details (Zengin System), account number, and beneficiary name. Some destinations may also require local clearing codes.

Ready to Send CAD from Canada to Japan?

Save 82% on every payment with t+0 (2.3s avg within unicorn network). Local CAD collection available.

Bank of Canada registered PSP | FINTRAC licensed MSB