Bank of Canada–supervised PSP
Unicorn Currencies Limited is supervised as a Payment Service Provider and registered with FINTRAC as an MSB (C100000159).
Unicorn Currencies · for businesses with $1M+ equivalent annual FX exposure
International payments
handled properly
for importers and exporters.
Unicorn Currencies helps businesses move money across borders with clearer FX visibility, supplier payment proof, reconciliation support, and human treasury ownership when payments become operationally important.
Keep your bank for local banking.
Use Unicorn Currencies for international payments and FX.
Why finance teams choose Unicorn Currencies
Bank of Canada–supervised Payment Service Provider for recurring B2B trade payments—FX visibility, proof, reconciliation, and human ownership when something goes wrong.
Built for $1M+ annual FX
For importers and exporters with recurring international payment flows—not consumer remittance or occasional transfers.
Operational payment ownership
FX visibility, supplier payment proof, reconciliation clarity, and human treasury support when payments go wrong.
What Unicorn Currencies takes ownership of
FX visibility
Understand the rate, converted amount, fees, and payment economics before the payment becomes a finance problem.
Payment proof
Give suppliers and finance teams clearer evidence when money is sent, delayed, amended, recalled, or short-paid.
Reconciliation clarity
Connect incoming funds, references, invoices, beneficiaries, and outgoing payments so finance has a clearer operating record.
Built for these payment flows
Importers paying suppliers
Recurring supplier payments where proof, references, and corridor handling matter operationally.
Exporters receiving international funds
Customer and trade receipts that need clearer payer context and reconciliation support.
Finance teams managing recurring FX
Cross-border payables and receivables where FX visibility should be reviewable before payment.
B2B operators needing human treasury support
When delayed, amended, recalled, or short-paid payments need ownership—not only an app status.
Frequently asked questions
Who is Unicorn Currencies for?
Unicorn Currencies is for importers, exporters, and trading businesses with $1M+ equivalent annual FX exposure that need clearer control over supplier payments, FX, proof, and reconciliation—not consumer remittance or one-off personal transfers.
How is Unicorn Currencies regulated?
Unicorn Currencies Limited is supervised by the Bank of Canada as a Payment Service Provider and registered with FINTRAC as a Money Services Business (MSB: C100000159). In the UK, Unicorn Currencies Ltd operates as a corporate intermediary and works through FCA-authorised partners where regulated payment or e-money services are required.
How fast do payments settle with Unicorn Currencies?
Wallet-to-wallet transfers settle instantly within the Unicorn Currencies network. Payments to external bank accounts use local rails where available; timing depends on route, funding, compliance review, correspondent handling, and receiving-bank release.
How does Unicorn Currencies pricing work?
Pricing is built around FX margin and a per-payment fee (typically £5 per international payment), plus Local Business Account pricing where approved. Unicorn Currencies does not present a single universal savings percentage for every corridor—compare route economics, including amount received and proof requirements.
When should a business use Wise, Revolut Business, or a bank instead?
Use Wise or similar for consumers, freelancers, and lower-volume needs. Revolut Business can fit tech/SMB multi-currency use. Keep your bank for local banking and lending. Use Unicorn Currencies when recurring B2B trade payments need FX visibility, proof, reconciliation, and human treasury ownership.