Receive
Collect business funds with references and payment records.
Multi-Currency Business Payments
Receive, convert, and pay suppliers in multiple currencies.
Unicorn Currencies offers a treasury-led payment workflow for importers, exporters, wholesalers, and international businesses that need to collect funds, convert FX, and pay approved suppliers with clear references and payment support.
FINTRAC MSB · Bank of Canada RPAA PSP · UK services through authorised partners where required
Your bank is fine for local business.It is not always built for supplier FX payments.
Convert
Execute FX with clear pricing and treasury support.
Send
Pay approved suppliers through supported rails with proof and follow-up.
One workflow from receipt to supplier settlement
- 1
Onboard business
KYB, payment purpose, and corridor review before access.
- 2
Receive funds
Inbound funds matched to your business and references.
- 3
Allocate by reference
Invoices and payment records tied to the right movement.
- 4
Convert currency
FX executed with agreed margin and treasury desk handling.
- 5
Pay supplier
Payout on supported rails to approved beneficiaries.
- 6
Provide status/proof
Updates, proof where available, and desk follow-up.
Who this is for
Good fit
- Importers
- Exporters
- Wholesalers
- Manufacturers
- Commodity traders
- International distributors
- Businesses buying from China, UAE, Europe, Canada, or the US
- Businesses with £1m+ annual FX exposure
Not a fit
- Personal remittance
- One-off consumer payments
- Unsupported high-risk flows
- Businesses unable to evidence source of funds or payment purpose
Important account availability note
Unicorn Currencies does not guarantee that every client will receive an individual named bank account, IBAN, routing number, local account, SWIFT access, or currency account in every jurisdiction.
Availability depends on onboarding, compliance approval, currency, payment corridor, jurisdiction, partner infrastructure, transaction purpose, and risk assessment.
This protects the client, Unicorn Currencies, and the payment chain.
Bank vs Unicorn Currencies
Normal business bank
- Good for local business banking
- Salaries, rent, tax, and domestic payments
- FX pricing may be unclear
- Supplier payment support can be slow
- Recall/amendment support is usually branch or ticket based
Unicorn Currencies
- Built for international supplier payments
- Clear FX margin
- Payment reference handling
- Treasury desk support
- Supplier payout workflow
- Payment proof and follow-up support
Keep your bank for local business. Use Unicorn Currencies for international payments.
What Unicorn Currencies checks before approval
Business profile
Company registration, directors, shareholders, and trading activity.
Payment purpose
Why funds are received, converted, and paid out.
Countries and currencies
Main corridors, suppliers, and expected volumes.
Evidence
Invoices, bank statements, trading proof, and supplier details where required.
Before your next supplier payment, check the cost and workflow.
Send us your current currency, amount, supplier country, and expected payment frequency. Unicorn Currencies will tell you whether this workflow is suitable before you move funds.
Frequently asked questions
Account structure depends on onboarding, compliance approval, currency, jurisdiction, and partner infrastructure. Some payment instructions may be currency-specific or account-based where available, but Unicorn Currencies does not guarantee individual named accounts for every client or currency.