Regulated institutions are admitted by committee, on named permissions.
This is not a business account with a higher limit. Institutional relationships are written against your licence, your jurisdictions, whose money moves, and the flow types we agree to carry. Every boundary is set before the first instruction.
Which regulator authorises you, which permissions you hold, and whether those permissions cover the flow you intend to run through us. Unlicensed money transmission is declined here.
Dealing or arranging permission evidenced, with the entity that faces the client named on the licence.
Profiles we write terms for.
Client dealing and hedging flows where the platform is the counterparty of record.
Payout funding into local rails where customer funds must stay demonstrably separate.
Institution to institution settlement and local currency reach where a chain is too slow.
Fiat legs for licensed providers only. We do not touch virtual asset settlement.
Merchant settlement and platform payout runs under one approval chain.
Named flows in. Everything else declined at instruction.
Your terms list the flow types the account may carry. The envelope is set at admission and is enforced on the instruction, not discovered in a review months later.
The account set an institution operates on.
| MARKET | CCY | RAILS | SETTLEMENT | PROOF |
|---|---|---|---|---|
| United Kingdom | GBP | FPS · CHAPS · BACS | Instant or same day | RAIL REFERENCE |
| Europe | EUR | SEPA · SEPA INST · TARGET2 | Instant or same day | RAIL REFERENCE |
| United States | USD | ACH · FEDWIRE | Same day or 1 to 2 days | RAIL REFERENCE |
| United Arab Emirates | AED | UAEFTS · IPP | Instant or same day | RAIL REFERENCE |
| Canada | CAD | EFT · WIRE | Same day or 1 to 2 days | RAIL REFERENCE |
| 180+ countries reach | USD | SWIFT | 1 to 3 days | MT103 OR RAIL REFERENCE |
Send us your permissions. We will tell you which flows we can carry.
Institutional relationships are priced bespoke by profile. A named specialist reviews your licence scope, funds model and corridors, and returns the permitted use envelope and the FX margin in writing before anything is signed.