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INSTITUTIONS·REM·REMITTANCE FIRMS

The amount you quoted the sender is the amount that lands.

Payout funding into local rails with no intermediary deduction, instructed 24/7 with no cut-off. Corridors are approved one by one, so you know which routes you can advertise.

WHO THIS IS FOR · SWITCH PROFILE
FXPFX firms and trading platformsREMRemittance firmsBNKBanks and deposit-taking institutionsCASPCrypto-Asset Service ProvidersPSPPSPs and fintechs
WHAT YOU GAIN · REM
ILLUSTRATIVE · USD 1,000,000 PAYOUT FUNDING
CORRESPONDENT CHAINDeductions land on the payout, not on your fee
≈ 993,100
LOCAL RAIL SETTLEMENTLocal payout rail, full value delivered
1,000,000
24/7Funding instructions accepted with no cut-off.
Per corridorLimits and FX margin fixed at corridor level.
TraceableRail reference produced on every payout leg.
Illustrative. Correspondent deductions vary by intermediary and are not disclosed in advance. Local rail settlement carries no intermediary deduction. FX at a pre-agreed FX margin recorded in your terms. Instructions are accepted 24/7 with no cut-off. Settlement follows the receiving rail's operating schedule.
FLOW OF FUNDS · REM
AUTO CYCLING
AT CUSTOMER PAYS IN

Collections stay in the licensed entity's own name. Agent networks may collect only where the agent relationship is disclosed and inside your permission.

COLLECTION UNDER YOUR LICENCE
OFF ROUTE

Collections routed through an unlicensed agent are declined.

Illustrative. The route above is the one written into institutional terms for this profile. Instructions are accepted 24/7 with no cut-off. Settlement follows the receiving rail's operating schedule.

Five gates, and the one that decides a remittance firm.

DECIDED AT GATE 03
GATEWHAT WE ASK FORSTATUS
01 LICENCERegulator, permissions held, and whether they cover the flow you intend to run.CLEARED
02 JURISDICTIONWhere you are authorised, where your clients sit, and every market in the settlement chain.CLEARED
03 FUNDS MODELWhose money moves. Own funds, safeguarded or segregated client funds, or institution settlement.DECISIVE
04 PERMITTED USEThe named flow types written into terms, enforced on the instruction.CLEARED
05 COMMITTEEApproval by profile with conditions, limits, FX margin and a named specialist.TERMS SET
OUTCOME: APPROVED WITH CONDITIONS · SAFEGUARDED FUNDS EVIDENCED · CORRIDOR LEVEL LIMITS
PERMITTED USE ENVELOPE

What this account may carry.

The envelope is what lets you publish a corridor and hold the price. It also keeps your customer funds identifiable at every point in the route.

Payout funding into approved corridorsPERMITTED
Treasury rebalancing between your own accountsPERMITTED
Settlement with licensed payout partnersPERMITTED
New payout corridorsSEPARATE APPROVAL
Disclosed agent collection networksSEPARATE APPROVAL
Pass through for unlicensed third partiesEXCLUDED
Personal and family transfers in your own nameEXCLUDED
Virtual asset settlementEXCLUDED

Who owns an exception, and what pricing is written.

MEMBERSHIP
Institutional

Bespoke by profile. Priced against corridors, funding frequency and volume.

FX
Pre-agreed margin

Fixed per corridor so your customer quote holds through the funding leg.

EXCEPTIONS
Named specialist

One person owns held payouts and reference requests until the payout clears.

AVAILABILITY
24/7, no cut-off

Settlement follows the receiving rail's operating schedule.

Institutional pricing is bespoke by profile. FX is executed at a pre-agreed FX margin recorded in your terms. Payment proof is an MT103 or rail reference depending on the rail used.

Send the corridor list. We will confirm which payouts we fund.

Send your licence scope, funds model and corridor list. A named specialist returns the permitted use envelope, limits and the FX margin in writing before anything is signed.

Request institutional reviewCompliance and pricing pack →
REM QUESTIONS

Asked on the a remittance firm file.

LAST REVIEWED · 6 August 2026OWNER · Compliance
Is this a published retail membership for Remittance firms?No. This profile is admitted under Institutional Membership. Pricing is bespoke. FX is executed at a pre-agreed FX margin recorded in your terms.
Which gate decides this profile?Gate 03 is decisive for Remittance firms. Decisive gate. Customer funds must be safeguarded and evidenced separately from your own funds before payout funding is enabled.
What happens to flows outside the envelope?The envelope is what lets you publish a corridor and hold the price. It also keeps your customer funds identifiable at every point in the route.
Can new remittance corridors be added later?Yes, by amendment to the use envelope after review, not by silent instruction against an old schedule. Corridors are approved individually.
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