Receive, hold, convert and pay through Local Business Accounts built for companies trading across the UK, Europe, the USA and the UAE. Use pooled collection as standard, or add local account details in GBP, EUR, USD and AED where approved.
Local Business Accounts are provided as named local collection accounts. They are not bank accounts and are issued subject to onboarding, approval, currency availability, payment purpose, jurisdiction, and ongoing compliance review.
FINTRAC MSB · Bank of Canada RPAA PSP · UK services through authorised partners where required
A Unicorn Currencies Local Business Account gives an approved business local account details for receiving funds in a specific currency. It is provided as a named local collection account, matched to the business, and used for receiving, holding available balances, conversion, and supplier payouts through Unicorn Currencies.
Local Business Accounts suit approved B2B businesses that receive, hold, convert, or pay internationally and need clearer local receiving details in specific currencies.
Business Accounts
Receive funds into a Unicorn Currencies collection account, matched to your business by reference and payer context. Included with your account, and suited to businesses that need to receive, convert, and pay out with clean reconciliation.
Receive and hold available balances through Local Business Accounts provided as named local collection accounts. Use GBP account details for UK collections, EUR account details for European collections, USD account details for US collections, and AED account details for UAE collections. Take only the currencies your business needs.
Local Business Accounts are issued subject to onboarding, approval, currency availability, payment purpose, jurisdiction, and ongoing compliance review.
| Account | Monthly | Annual (2 months free) |
|---|---|---|
| GBP Local Business Account | From £30 / month | From £299 / year |
| EUR Local Business Account | From €30 / month | From €299 / year |
| USD Local Business Account | From $30 / month | From $299 / year |
| AED Local Business AccountUAE & MENA | From  129 / month | From 1,290 / year |
Pay annually and two months are on us — twelve months for the price of ten.
Pooled collection is included*. You pay only for the Local Business Accounts you operate.
*Pooled collection is included with your account subject to onboarding, approval, and ongoing compliance review. Local Business Account pricing shown is for low-risk approved business profiles. Final Local Business Account pricing may vary based on business activity, jurisdiction, payment purpose, expected volumes, currencies, counterparties, and ongoing compliance review. Pricing is confirmed before account activation.
FX conversion and supplier payouts are priced separately, agreed with your volume and corridors.
Talk to treasuryFour local currencies are available to approved businesses today. Each is issued as a named local collection account, subject to onboarding and approval.
Local receiving details help payments arrive cleanly and predictably, with less friction for the people paying you and clearer records for your finance team.
Local account details look familiar to the people paying you, so payments are sent with less hesitation.
Funds arrive matched to your business and currency, so finance can reconcile receivables faster.
Suppliers and customers raise fewer questions when receiving details match the currency and market.
Each currency has its own receiving details, keeping balances and records cleanly separated.
Pooled collection is included as standard. A Local Business Account adds named local collection details where payer recognition or currency-specific receiving matters.
Business profile, payment purpose, and corridor review before access.
Choose the currency or currencies your business needs to receive in.
Local account details are issued where approved for your business.
Inbound funds arrive in the currency of the Local Business Account.
Hold available balances, convert FX, or pay suppliers through Unicorn Currencies.
Importers and exporters use Local Business Accounts to receive, hold, convert, and pay through Unicorn Currencies with clearer local receiving details where approved.
Local Business Accounts are not automatically issued. Approval depends on business profile, jurisdiction, payment purpose, expected activity, supported currencies, screening results, and ongoing compliance review.
Financial-services and regulated business profiles may require enhanced review and prior approval before Local Business Account details are issued. Select your business type to see fit, review requirements, and the approval process.
Local Business Accounts for financial services businesses
Local Business Accounts for Money Service Businesses
Local Business Accounts for foreign exchange firms
Local Business Accounts for remittance companies
Local Business Accounts for CFD brokers
Local Business Accounts for banks and financial institutions
A Unicorn Currencies Local Business Account gives an approved business local account details for receiving funds in a specific currency. It is provided as a named local collection account, matched to the business, and used for receiving, holding available balances, conversion, and supplier payouts through Unicorn Currencies.
Not sure which currencies fit your flows? Talk to treasury.