Master Services Agreement (Global)
Terms governing use of the Unicorn Currencies platform and related services.
Legal Hub
Online terms, policies, compliance pages, and risk appetite information for Unicorn Currencies.
Last Updated: December 4, 2025.
Unicorn Currencies Limited is a Bank of Canada–supervised Payment Service Provider and FINTRAC-registered Money Services Business (MSB: C100000159) serving importers and exporters with $1M+ annual FX volumes.
CLIENT AGREEMENTS
Privacy Policy (Global)
How personal data is collected, used, stored, and transferred.
Cookie & Tracking Policy (Global)
Management of digital session data, analytics, and user consent preferences.
REGULATORY & COMPLIANCE
Financial Crime Prevention Framework
Overview of AML/ATF controls, sanctions screening, transaction monitoring, and KYC/KYB standards.
Complaint Handling Procedure
Complaint handling and escalation process.
Safeguarding Policy
How client funds are separated and handled through safeguarding arrangements.
Third-Party Risk Management
Due diligence standards for our banking partners, liquidity providers, and technology vendors
CORPORATE GOVERNANCE
Code of Conduct & Ethics
Standards of professional behavior, conflict of interest management, and integrity required of all employees and directors
Anti-Bribery & Corruption Policy
Zero-tolerance framework regarding facilitation payments, gifts, and political contributions (UK Bribery Act 2010 / CFPOA).
Modern Slavery Statement
Annual disclosure on supply chain due diligence to prevent forced labor and human trafficking
ESG Policy Statement
Commitments to environmental sustainability, social inclusion, and transparent governance
Treating Customers Fairly
Standards for clear communication, fair treatment, and transparent client handling.
Vulnerable Customer Policy
Protocols for identifying and supporting clients facing financial distress or capability issues
Whistleblower Policy
Confidential reporting mechanism for internal misconduct or compliance breaches