Foreign Exchange
FX that answers to the payment.
Rate, converted amount, and costs visible before conversion, at your pre-agreed FX margin, tied to the invoice it pays.
Conversion reviewBEFORE, NOT AFTER
YOU SELL
CAD 250,000
SUPPLIER GETS
GBP 144,825
FX MARGINPRE-AGREED · FIXED
INVOICEINV-2041 · ATTACHED
ROUTEGBP · FASTER PAYMENTS
DEDUCTIONSNONE EXPECTED
The conversion flow
Five moves, every time.
01
Payment need identified
Invoice, supplier, or treasury need creates the requirement.
02
Pair reviewed
Amount, pair, purpose, timing, and corridor context.
03
Cost made visible
Rate, converted amount, fees, and economics shown first.
04
Conversion executed
Handled per purpose, route, and business instruction.
05
Record updated
Amount, reference, and onward context kept for finance.
Why it matters
A rate is a moment.
A payment is a commitment.
The question that matters to finance is not the quoted rate at one moment. It is how the conversion affects supplier cost, final received amount, margin, timing, and the records you need afterward.
Final received amount
Fees, deductions, and route costs decide what the counterparty actually gets.
Invoice context
FX linked to the invoice, beneficiary, deadline, and commercial reason.
Timing and execution
Routes, cut-offs, and review requirements shape when money moves.
Finance records
Currency sold, bought, rate, amount, purpose: recorded, connected, explainable.
Sound familiar?
The FX problems finance teams actually have.
The goal is not only to convert currency. It is to convert in a way that supports payment control, supplier confidence, and finance clarity.
!The rate looks fine but the received amount is unclear
!Supplier cost changes after conversion
!Fees are impossible to separate from the rate
!Conversions cannot be linked to invoices
!Repeat conversions on one corridor, no clear records
!Currency movement eats landed cost and margin
!Payment timing changes the FX decision
!Nobody can explain the conversion afterward
Where FX sits in your flow
PAY-IN
Funds received and allocated
FX · YOU ARE HERE
Conversion reviewed with rate, amount, and purpose
PAY-OUT
Supplier payment routed
PLATFORM
Records stay connected
Before you convert
Have these ready.
With the context in hand, conversion is a decision, not a gamble.
✓Currency sold and currency bought
✓Amount to convert
✓Payment purpose
✓Supplier or customer details
✓Invoice or commercial reason
✓Expected payment date or deadline
✓Onward action: hold, allocate, or pay out
✓Supporting documents where required