The working system behind the payments.
A treasury platform built around the real mechanics of cross-border trade: payments, currencies, visibility, exposure, shipment, and controls. Built for businesses moving $1M+ in annual FX, not retail users.
Platform capabilities
Local and multi-currency accounts
Unicorn Currencies accounts across GBP, USD, EUR, AED, and more. Fund from your own bank, or raise invoices directly through the platform and receive payment into the currency you need.
Beneficiary and payment management
Add beneficiaries, instruct payments, and track every transaction through its full lifecycle. Invoice data is captured automatically from documents you upload. Each payout carries a unique reference traceable through SWIFT GPI end-to-end.
FX exposure and P&L tracking
See unrealised FX position on every open bill and invoice as rates move. Lock rates on specific payments when you are ready. Know what each payable and receivable is worth today, not just what it was when you raised it.
Shipment and payment sync
Shipment visibility is integrated into payment flow so treasury and operations see the same picture. The payment and the goods are tracked in one place.
Team access and controls
Admin, approver, and viewer roles are production-ready. Segregate duties so instructions are raised by one person and approved by another. No shared logins.
Treasury desk access
The platform gives you the tools. The treasury desk gives you the people. Both come together: not a support queue routing tickets, but the team handling your payments directly.
For businesses moving $1M+ in annual FX. For lower volumes, the platform is not the right fit, and we will say so.