Pay suppliers internationally with proof in hand.
Beneficiary accuracy, route context, payment evidence, and a desk that follows up when funds are delayed, traced, or received short.
Businesses need proof, status, and ownership.
The same four things decide every corridor in this hub, whichever country you pick.
A local rail at the far end is the whole difference.
Where the destination has a domestic rail open, settlement is measured in minutes. Where it does not, the payment crosses a correspondent chain and is measured in days.
Indicative only. Actual value dates depend on the corridor, the beneficiary bank, compliance review, and banking cut-off times at both ends.
46 destinations, each with its own page.
Every page covers the route, what can change the amount received, and the proof your supplier gets.
Route availability, currency, provider arrangement, account setup, payment tracking, proof, screening workflow, and processing timelines may vary by jurisdiction, corridor, beneficiary bank, compliance review, banking cut-off times, and accuracy of beneficiary and reference information.
Same instruction. Different country. Different outcome.
Six things move between one destination page and the next. They decide the value date, the amount credited, and how much evidence exists when a supplier disagrees.
Asked on every corridor.
My supplier's country is not listed. Can you still pay them?
Often, yes. The destinations here have their own pages, and we reach 180+ countries by USD SWIFT beyond them. Availability is confirmed for your business at onboarding review.
Why did my supplier receive less than I sent?
Intermediary banks in a SWIFT chain can deduct charges in transit, and charge handling on the instruction decides who absorbs them. We reconstruct the chain and give your supplier route evidence showing where the difference arose.
How fast is a payment?
It depends on the corridor. Where a local rail exists at the far end, settlement can be same day or faster. SWIFT corridors are typically 1 to 3 days, subject to route, beneficiary bank, review, and cut-off times.
What happens when a payment is delayed or held?
A named specialist tells you what is being asked for, what to send, and when the review is expected to close. Delayed, held, short-paid, traced and recalled outcomes are all recorded for follow-up.
Who is this built for?
Businesses with £1M+ equivalent annual FX exposure and recurring supplier flows. It is not built for one-off personal transfers, retail remittance, or occasional small conversions.
Are you regulated?
Unicorn Currencies Limited is registered in Canada with FINTRAC as a money services business and with the Bank of Canada as a payment service provider under the Retail Payment Activities Act. Accounts are subject to onboarding, due diligence, and ongoing compliance review.
Your supplier corridor, with a desk behind it.
A named specialist reviews your corridors, prepares the beneficiary and route, and stays with the payment through proof, exceptions, and reconciliation.
Accounts are subject to onboarding, due diligence, and ongoing compliance review.