Trust
Verify us before you send a dollar.
Registration you can look up, entity boundaries stated plainly, and a human answerable when a payment needs explaining.
Registration and operating structure
Two jurisdictions. Boundaries stated plainly.
CANADA · PRIMARY REGULATORY HOME
Unicorn Currencies Limited
✓Bank of Canada PSP under the Retail Payment Activities Act
✓FINTRAC MSB registration C100000159
✓Canadian AML and counter-terrorism financing rules
UNITED KINGDOM · VIA AUTHORISED PARTNERS
Unicorn Currencies Ltd
✓UK payments processed through FCA-authorised EMI partners
✓Safeguarding protections under partner arrangements
!Not directly FCA authorised. We say so, plainly.
What this means for your business
Segregated funds
Client money kept separate from Unicorn Currencies' operating funds.
Supervised settlement
Operations supervised by the Bank of Canada under the RPAA.
Every business verified
KYB on onboarding, then ongoing monitoring and sanctions screening.
Named accountability
When a payment needs explaining, a human at the desk answers for it.
Honestly
What trust is not.
A serious provider tells you the limits of its promises. Here are ours.
×A promise that every payment is instant or never reviewed
×A claim to control SWIFT, correspondent, or beneficiary banks
×A substitute for reading the legal terms that apply to you
×A regulatory status that covers services we do not provide
Hold everyone to this
Questions to ask any payment provider. Including us.
01Which entity am I contracting with, and where is it registered?
02Can I verify the registration in a public registry myself?
03Where do client funds sit, and how are they separated?
04Which parts of the service run through partners, and which partners?
05Who personally owns the issue when a payment is held or short paid?