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Bank of Canada-Supervised PSP

Open Your Treasury Account

Join importers and exporters managing $1M+ annual FX volume. Get institutional-grade treasury tools, wholesale rates, and real-time visibility.

Onboarding takes 10-15 minutes · Approval within 24-48 hours

Start application

Start Application

What You Get With Your Account

Multi-Currency Wallets

Use pooled collection included* with your account, or add Local Business Accounts in GBP, EUR, USD, and AED where approved.

Real-Time FX Tracking

See live P/L on every supplier bill. Know exactly what your FX exposure costs before you pay.

2.3s Settlement

Wallet-to-wallet transfers settle in seconds. Pay suppliers at the last moment, keep capital working.

FREE Container Tracking

Real-time shipment visibility with 48-72 hour demurrage alerts. Save £5,000-£10,000 annually.

50+ Countries

Send payments to suppliers worldwide via SWIFT, SEPA, Faster Payments, ACH, and local rails.

Bank-Grade Compliance

0.14s screening, FINTRAC registered, Bank of Canada supervised. Your funds are safeguarded.

Transparent Pricing

Pooled collection is included* with your account. You pay only for the Local Business Accounts you operate, where approved. FX and supplier payouts are agreed with treasury before activity begins.

Included*

Pooled collection

With your Unicorn Currencies account

From £30

Local Business Account

Per currency, where approved

Agreed

FX & supplier payouts

Reviewed with treasury for your volume

*Pooled collection is included with your account subject to onboarding, approval, and ongoing compliance review. Local Business Account pricing shown is for low-risk approved business profiles. Final Local Business Account pricing may vary based on business activity, jurisdiction, payment purpose, expected volumes, currencies, counterparties, and ongoing compliance review. Pricing is confirmed before account activation.

Local Business Account pricingHow pricing works

Eligibility Requirements

  • Registered business (Ltd, Corp, LLC, or equivalent)

  • Annual FX volume of $1M+ (or growth trajectory)

  • Primary use: Import/export trade payments

  • Operating in Canada, UK, US, or EU

  • Valid business documentation (Certificate of Incorporation, Proof of Address)

Not sure if you qualify? Contact our team for a pre-qualification check.

How It Works

1

Apply Online

Complete the application in 10-15 minutes. Upload business documents.

2

Compliance Review

Our team reviews your application within 24-48 hours.

3

Account Activated

Once approved, your treasury dashboard is ready to use.

4

Start Trading

Fund your wallet, lock rates, and send your first payment.

Regulated & Secure

Your funds are protected by regulatory oversight and bank-grade security.

Bank of Canada

Supervised PSP

FINTRAC

MSB #C100000159

LEI

9845001A4CFE0EAC8E79

SOC 2

Compliant Infrastructure

Frequently asked questions

Our treasury accounts are designed for registered businesses (Ltd, Corp, LLC, or equivalent) with annual FX volume of $1M or more, or those on a growth trajectory to reach this level. We primarily serve importers and exporters who need to make international trade payments. Businesses must be operating in Canada, UK, US, or EU.

Ready to Get Started?

Join businesses saving thousands on FX and gaining real-time treasury visibility.

Open Your AccountLog in here
Talk to TreasuryTrust
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Unicorn Currencies Limited is registered with FINTRAC as a Money Services Business and registered with the Bank of Canada as a Payment Service Provider under the Retail Payment Activities Act. UK services are provided by Unicorn Currencies Ltd as a corporate intermediary through authorised partners where regulated payment or e-money services are required. Legal and regulatory information.