Unicorn Currencies
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Europe · EUR · $1M+ flows

Pay and get paid across Europe as a local.

Your own EUR IBAN. SEPA and SEPA Instant across 34 European jurisdictions — with GBP, USD, CAD and AED accounts on the same platform.

Your EUR Account
Named IBANYOUR BUSINESS
Issued inDE · DK · GB · LU
RailsSEPA · SEPA INSTANT
Collection✓ 34 JURISDICTIONS
Payout✓ 34 JURISDICTIONS
EUR SEPA coverage · collection and payout

One IBAN. Thirty-four jurisdictions.

Åland Islands
Faroe Islands
Greenland
Svalbard and Jan Mayen

Coverage is subject to onboarding, due diligence, and ongoing compliance review. Some industries and destinations are not supported — see what we do not support.

Beyond the euro

Five local business accounts. Named, with local details.

EUR
Europe
Your own IBAN, issued in Germany, Denmark, the UK, or Luxembourg. SEPA and SEPA Instant.
GBP
United Kingdom
Sort code and account number in your business's name. Faster Payments and CHAPS.
USD
United States
US routing details. Pay suppliers over ACH and Fedwire like a domestic business.
CAD
Canada
Canadian rails: EFT, Interac e-Transfer, and wire payments.
AED
United Arab Emirates
UAE FTS and Instant Payments Platform (IPP) for payments in and out of the Emirates.
The journey of one payment
YOUR EUR
Frankfurt
UNICORN CURRENCIES
pre-agreed margin
USD · FEDWIRE
New York, as a local credit
Your supplier sees a domestic credit, not an international wire with fees lifted along the way. Proof and reference on every payment.
Built for
IMP
European importers paying in USD, GBP, or AED
Recurring supplier payments where proof, references, and corridor handling matter operationally.
EXP
Exporters collecting EUR across the continent
One IBAN your customers in 34 jurisdictions can pay like a domestic supplier.
OPS
Finance teams that need a human when it matters
Delayed, amended, recalled, or short-paid payments get ownership by name, not only an app status.

Stop paying international prices for European payments.

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Unicorn Currencies Limited is registered with FINTRAC as a Money Services Business and with the Bank of Canada as a Payment Service Provider under the Retail Payment Activities Act. Where regulated payment services are required in a given jurisdiction, they are delivered through regulated partner arrangements. Verify us →