Unicorn Currencies
Login
Unicorn Currencies
HOME

COMPANY

Why Unicorn CurrenciesWho it is forTrustComplianceCanada

MONEY MOVEMENT

How it worksPay-InFXPay-OutPricing

CAPABILITY

PlatformIndustriesCompare

SUPPORT

FAQContact
Login→
Canada

International payments for Canadian businesses that need control when money is moving.

Unicorn Currencies helps Canadian importers, exporters, and internationally trading businesses manage recurring cross-border payments with clearer FX visibility, supplier payment proof, reconciliation support, and human treasury ownership.

Built for Canadian businesses with $1M+ equivalent annual FX exposure, recurring supplier or customer payments, and international payment flows where timing, proof, and escalation matter.

Canada payment workflow

  1. 1Canadian business sends or receives fundsBusiness payment activity starts with payer, reference, invoice, and purpose context.
  2. 2FX and route reviewedCurrency, amount, corridor, route, and payment timing are considered before movement.
  3. 3Supplier or customer payment handledFunds are moved through the appropriate payment route depending on currency, corridor, and provider availability.
  4. 4Proof and status trackedPayment evidence, references, and operational status are kept clearer for finance teams.
  5. 5Escalation where neededHuman treasury support when payments are delayed, reviewed, amended, recalled, or short-paid.

Built for recurring Canadian B2B payment operations, not one-off personal transfers.

Who this page is for

Canadian importers

Businesses paying suppliers, manufacturers, distributors, or trade partners overseas and needing clearer FX, payment proof, and route visibility.

Pay-Out · FX

Canadian exporters

Businesses receiving international customer payments and needing cleaner pay-in records, payer context, references, and reconciliation support.

Pay-In · Platform

Canadian finance teams

Finance teams managing recurring FX exposure, supplier deadlines, invoice matching, and payment evidence across international corridors.

Pricing · Trust

Internationally trading businesses

B2B operators moving money between Canada and overseas counterparties where payment delays, document requests, or short-paid wires create operational pressure.

Payment problems · Canada payment problems

Where Canadian businesses feel the payment problem

A payment marked as sent is not the same as a payment applied, released, or accepted by the receiving side. For Canadian businesses paying overseas suppliers, the problem often starts after the payment leaves: the supplier asks for proof, the bank requests documents, the amount arrives short, or nobody owns the next escalation.

Supplier says funds have not arrived

Payment proof requested · Canada payment problems

Beneficiary bank asks for documents

Invoice requested · Purpose requested

Payment lands short

Short-paid wire

FX cost is unclear

FX · Pricing

Payment is delayed or reviewed

Delayed payment · Payment problems

Finance cannot reconcile the payment cleanly

Pay-In · Platform

What Unicorn Currencies helps Canadian businesses with

FX visibility

Understand the rate, converted amount, payment economics, and corridor context before FX becomes a finance problem.

FX · Pricing

Supplier payment proof

Support supplier conversations with clearer payment evidence, references, and operational follow-up.

Pay-Out · Payment problems

Reconciliation clarity

Connect incoming funds, invoices, references, beneficiaries, and outgoing payments so finance has a cleaner operating record.

Pay-In · Platform

Human treasury support

When payments are delayed, reviewed, amended, recalled, or short-paid, Unicorn Currencies focuses on human ownership rather than only status screens.

How It Works · Trust

Canadian registration and trust context

Unicorn Currencies Limited is registered in Canada as a Money Services Business with FINTRAC and as a Payment Service Provider under the Retail Payment Activities Act.

Registration is only one part of trust. Canadian businesses also need clear payment records, transparent partner-arrangement information where applicable, route and payment context, and human accountability when money is moving.

Registration

  • FINTRAC Money Services Business registration (C100000159)
  • Bank of Canada Retail Payment Activities Act PSP registration

FINTRAC MSB registry · Bank of Canada PSP registry

Trust · Compliance · Legal

Controls

  • Business and payment context
  • Beneficiary and route information
  • Payment evidence and references
  • Reconciliation support
  • Human treasury follow-up

Canada payment problems

Use these pages when a Canadian business is already dealing with a payment issue involving an overseas supplier, beneficiary bank, document request, short-paid wire, or delayed release.

Delayed supplier payment

Read the fix →

Payment proof requested

Read the fix →

Bank asked for documents

Read the fix →

Short-paid wire

Read the fix →

Beneficiary bank hold

Read the fix →

FX markup concern

Read the fix →

Canada payment problems hub · Payment problems

When Unicorn Currencies is the right fit for Canadian businesses

  • $1M+ equivalent annual FX exposure
  • Recurring supplier or customer payments
  • Canadian business paying or receiving from international counterparties
  • Finance team needs payment evidence and reconciliation clarity
  • Payments involve repeat corridors, invoices, beneficiaries, or trade documents
  • Delays, reviews, recalls, amendments, or short-paid wires create operational pressure
  • The business needs human treasury support, not only a self-serve transfer tool

Unicorn Currencies is not built for one-off personal remittance, retail consumer transfers, domestic-only banking, or occasional small FX conversions.

Related pages

Canada payment problemsWhy Unicorn CurrenciesWho Can BenefitHow It WorksPay-InFXPay-OutPricingTrustComplianceLegal
Talk to TreasuryTrust
LegalApplyCurrenciesCountriesDemurrage CalculatorMulti-Currency AccountPayment Problems

Unicorn Currencies Limited is registered with FINTRAC as a Money Services Business and registered with the Bank of Canada as a Payment Service Provider under the Retail Payment Activities Act. UK services are provided by Unicorn Currencies Ltd as a corporate intermediary through authorised partners where regulated payment or e-money services are required. Legal and regulatory information.