Unicorn Currencies
Unicorn Currencies
How it worksBusiness AccountsFXPricingFAQOpen Account
PRICINGILLUSTRATIVE · YOUR NUMBERS
A SPREAD OF 1.20% YOU ARE NOT SHOWN, ON $6M A YEAR, QUIETLY TAKES
$72,000
The rate was never the price. What arrived was.
ANNUAL FX VOLUME$6M
SPREAD YOU ARE NOT SHOWN1.20%

The same spread, on one payment.

USD 250,000 · TYPICAL ROUTE
INSTRUCTED
$250,000
SPREAD YOU DO NOT SEE
−$3,000
FEES LIFTED IN THE CHAIN
−$45
BENEFICIARY BANK CHARGE
−$20
ARRIVES WITH YOUR SUPPLIER
$246,935
WITH UNICORN CURRENCIES · ONE MARGIN, KNOWN BEFORE YOU CONVERTNOTHING UNSEEN
WHAT YOU ACTUALLY RECEIVE

One page. Signed. It does not move after.

✓One FX margin, set with treasury against your volume and corridors
✓Route costs surfaced before you convert, not after it lands
✓Priced on what arrives with your supplier, not on the quote
PRICING SCHEDULEUC-88214
FX MARGINPRE-AGREED
SET AGAINSTVOLUME · CORRIDORS
ROUTE COSTSDISCLOSED UPFRONT
MOVES WITH MARKETNO
REVIEWON VOLUME CHANGE
EFFECTIVEBEFORE ACTIVATION
COUNTERSIGNED BY TREASURYFIXED

What moves your number, in both directions.

TEN INPUTS · ONE CONVERSATION
PULLS YOUR MARGIN DOWN
Higher annual FX exposure
Recurring, predictable flow
Major currency pairs
Larger average payment size
Both legs on our rails
PUSHES IT UP
Thin or restricted corridors
Many small tickets
Higher risk counterparty countries
Heavy document review
Bespoke proof and reconciliation

Final pricing varies with activity, jurisdiction, payment purpose, volumes, currencies, and counterparties. Illustrative figures on this page are examples, not quotes. Instructions are accepted 24/7 with no cut-off. Settlement follows the receiving rail’s operating schedule.

Send us your last payment. We will show you the deduction.

ONE MT103 OR RAIL REFERENCE IS ENOUGH