TREASURY MEMBERSHIPFROM FLAT 0.10% FX MARGIN · FROM USD 500 EQUIVALENT PER MONTH
A flat membership, and a margin that stops moving.
Five separate local currency accounts, subject to approval. GBP, EUR, USD and CAD converted from 0.10%. AED from 0.15%. Movement fees are printed, not discovered.
ALL IN COST OF A MONTHCYCLING · 3.6M TO 12M
EFFECTIVE ALL IN RATE0.21%
TOTAL, THAT MONTHUSD 7,700
INCOMING · FROM GREATER OF USD 5 OR 0.05%USD 1,800
FX FROM 0.10%USD 3,600
OUTGOING · FROM GREATER OF USD 5 OR 0.05%USD 1,800
MEMBERSHIPUSD 500
A 1.00% SPREAD ON THE SAME VOLUMEUSD 36,000
MONTHLY CONVERTED VOLUMEUSD 3,600,000
INVOICED MONTHLY
ILLUSTRATIVE. FIGURES ASSUME ONE CONVERSION BAND, ONE INCOMING AND ONE OUTGOING MOVEMENT IN THE MONTH. THIRD PARTY RECALLS, INVESTIGATIONS AND RETURNS ARE AT COST. AVAILABILITY OF ACCOUNTS AND CORRIDORS IS SUBJECT TO APPROVAL AND TO COUNTRY AND BUSINESS RESTRICTIONS.
Five accounts in your own name. Not one wallet with five labels.
EACH OPENED SEPARATELY · EACH SUBJECT TO APPROVALGBPUnited Kingdom
FPS · CHAPS · BACSFROM FX 0.10%
EUREurope
SEPA · SEPA INSTANTFROM FX 0.10%
USDUnited States
FEDWIRE · ACHFROM FX 0.10%
AEDUnited Arab Emirates
UAEFTS · IPPFROM FX 0.15%
CADCanada
EFT · WIREFROM FX 0.10%
USD SWIFT REACH · 180+ COUNTRIESReach, not a sixth account. USD payments settle in 1 to 3 days on the receiving rail's schedule.
NO CUT-OFFInstructions are accepted 24/7 with no cut-off. Settlement follows the receiving rail's operating schedule.
Two ways to hold the membership.
SAME DESK · SAME ACCOUNTS · SAME MARGINSMONTHLY · FROMUSD 500EQUIVALENT PER MONTH
EFFECTIVE MONTHLYFROM USD 500
NO DISCOUNTBilled monthly in your funding currency. Stop with notice at any point.ANNUAL · FROMUSD 5,000EQUIVALENT, PAID ANNUALLY IN ADVANCE
EFFECTIVE MONTHLYFROM USD 416.67
SAVE USD 1,000 · 16.7%Two months included. Invoiced upfront, then nothing recurring for twelve months.The whole schedule fits on one screen.
MEMBERSHIP · FX · MOVEMENTLINE ITEM
CHARGED
NOTE
Treasury membership, monthly
FROM USD 500 EQUIVALENT / MONTH
Billed monthly in your funding currency. Covers all five accounts, the desk, and your named specialist.
Treasury membership, annual
FROM USD 5,000 EQUIVALENT / YEAR
Paid annually in advance. USD 416.67 a month in effect. Two months included.
FX margin, GBP, EUR, USD and CAD
FROM 0.10%
Pre-agreed and applied at conversion. Not a spread that widens on a busy morning.
FX margin, AED
FROM 0.15%
Reflects the AED rail and its documentation requirements.
GBP and EUR, incoming or outgoing
FROM GREATER OF USD 5 OR 0.05%
Per movement on FPS, CHAPS, BACS and SEPA. Priced before the instruction is released.
AED, incoming or outgoing
FROM GREATER OF USD 5 OR 0.08%
Per movement on UAEFTS and IPP.
USD SWIFT, incoming or outgoing
FROM GREATER OF USD 35 OR 0.05%
Reach to 180+ countries, settling 1 to 3 days on the receiving rail's schedule.
CAD payments
AT COST
Passed through with no uplift until the Peoples Group schedule is confirmed.
Third party recalls, investigations and returns
AT COST
Told to you before they are incurred, with no uplift added.
Onboarding, traces, evidence and re-cuts
NONE
Included in membership. A returned payment is re-cut at the originally agreed margin.
ALL PRICES ARE FROM RATES. FX IS A PRE-AGREED MARGIN APPLIED AT CONVERSION. NETWORK AND ACCOUNT MOVEMENT FEES ARE SHOWN BEFORE AN INSTRUCTION IS RELEASED.
Two months, written out in full.
ILLUSTRATIVE · ONE INCOMING AND ONE OUTGOING MOVEMENT PER MONTHMONTHLY VOLUME · USD 5,000,000GBP · EUR · LOCAL RAILS
INCOMINGUSD 2,500
FX FROM 0.10%USD 5,000
OUTGOINGUSD 2,500
MEMBERSHIPUSD 500
TOTALUSD 10,500
EFFECTIVE ALL IN0.21%
MEMBERSHIP IS INVOICED MONTHLY. THE ANNUAL OPTION LOWERS THAT LINE TO USD 416.67.
MONTHLY VOLUME · USD 12,000,000GBP · EUR · LOCAL RAILS
INCOMINGUSD 6,000
FX FROM 0.10%USD 12,000
OUTGOINGUSD 6,000
MEMBERSHIPUSD 500
TOTALUSD 24,500
EFFECTIVE ALL IN0.20%
MEMBERSHIP IS INVOICED MONTHLY. THE ANNUAL OPTION LOWERS THAT LINE TO USD 416.67.
WHO WE CAN TAKE
Open worldwide. Bounded by country and by business.
Incorporation anywhere is considered. What decides it is where your money comes from, where it goes, and what you sell. Two of the three can be fine and the third can still close the file.
INCORPORATIONWorldwide. Where you are registered is a question, not a wall.
COUNTERPARTIESThe countries you receive from and pay out to are assessed individually, corridor by corridor.
NATURE OF BUSINESSRestricted activities and high risk sectors are declined regardless of volume or incorporation.
VOLUMEMembership is built for businesses moving $1M+ a year. Below that the desk does not pay for itself, and we will say so.
ACCOUNTSEach of the five accounts is opened separately and each is subject to its own approval.
SANCTIONED AND RESTRICTED JURISDICTIONS ARE OUT OF SCOPE. A DECLINE IS TOLD TO YOU PLAINLY, WITH THE REASON WE CAN GIVE.