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Send Money from Canada to Australia

Businesses in Canada paying Australia suppliers for Mining. Send CAD from Canada, receive AUD in Australia with t+0 (2.3s avg within unicorn network).

✓ Competitive Advantage: Local CAD collection + local AUD delivery = no correspondent bank fees

Save £2,030 per £100k Payment

Canada to Australia corridor savings

Traditional Bank
£2,535
  • ❌ 2-3 day settlement
  • ❌ Multiple correspondent banks
  • ❌ Hidden FX margins
  • ❌ High SWIFT fees
Unicorn Currencies
£505
  • T+0 (2.3s avg within Unicorn network)
  • Local CAD collection
  • ✓ Transparent 0.5% spread
  • NPP (New Payments Platform)
Your Savings
80%
£2,030 per £100k
At £300k-£3M monthly, save £5,080/year

Sending from Canada: What You Need to Know

CAD Origin Specifics

  • CAD commodity currency (tracks oil/resources)
  • Interac e-Transfer for fast payments
  • FINTRAC oversight

Your Local Advantages

  • Local CAD account available
  • EFT (Electronic Funds Transfer) instant collection
  • No correspondent bank fees on origin side
Local Collection Method
EFT (Electronic Funds Transfer)
T+1 to T+3Canadian domestic bank transfers. Standard clearing.

Paying Suppliers in Australia: Compliance & Requirements

Regulatory Considerations

  • APRA (Australian Prudential Regulation Authority) oversight
  • GST (10%) applicable to most goods/services
  • ABN (Australian Business Number) required for all suppliers
  • AUSTRAC AML/CTF compliance

Payment Best Practices

  • Australia = Mining and agriculture powerhouse, commodity exporter
  • NPP enables instant AUD payments without international wire fees
  • Strong trade relationship with Asia-Pacific region
  • Time zone considerations: AEST is 9-11 hours ahead of UK
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via NPP (New Payments Platform)

CanadaAustralia Corridor Insights

Popular Industries

  • Mining
  • Agriculture
  • Education

Peak Trading Hours

EST/PST (GMT-5/-8) to AEDT (GMT+11) time zone consideration

Best for rate execution and faster settlement

Typical Volume

£50k-£250k

Average transaction size for this corridor
Monthly volume: £300k-£3M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Frequently Asked Questions: CAD-AUD Payments

How fast are CAD-AUD payments?

CAD-AUD payments settle in an average of 2.3 seconds wallet-to-wallet when using Unicorn Currencies' local rails, or 1-3 days via traditional SWIFT depending on the route and correspondent banks involved.

What does a CAD-AUD transfer cost?

Unicorn Currencies charges a 0.5% FX spread plus a flat fee of £5 per payment for CAD-AUD transfers. This is significantly cheaper than traditional banks which typically charge 2-4% in hidden FX margins plus high SWIFT fees.

What exchange rate do I get for CAD-AUD?

You get real-time wholesale CAD-AUD exchange rates with 15-second rate locks. Our rates are sourced from institutional FX markets, giving you the same pricing that banks use for their own trades.

Can I lock the CAD-AUD rate in advance?

Yes, forward contracts are available for CAD-AUD payments. You can lock in today's rate for future payments, protecting your business from currency fluctuations for up to 12 months.

What details do I need for CAD-AUD payments?

Beneficiary details vary by destination. For Australia payments, you typically need the recipient's local account details (NPP (New Payments Platform)), account number, and beneficiary name. Some destinations may also require local clearing codes.

Ready to Send CAD from Canada to Australia?

Save 80% on every payment with t+0 (2.3s avg within unicorn network). Local CAD collection available.

Bank of Canada registered PSP | FINTRAC licensed MSB