Professional Invoicing with FX Protection
What this capability does inside your payment flow.
Invoice international customers in their preferred currency. Lock the FX rate when the invoice is sent, guaranteeing your margin even if rates move unfavorably before payment arrives. Branded templates and automated reminders included. Use it to reduce payment ambiguity, improve control before money moves, and keep proof, timing, and supplier context closer to the payment decision.
How it works in the payment workflow
Create Invoice
Select customer, add line items, choose their preferred currency. See real-time conversion to your base currency.
Lock FX Rate
Toggle "Lock Rate" to freeze the exchange rate when you send. Your margin is guaranteed regardless of how rates move before payment.
Send Branded Invoice
Email the invoice with your logo, colors, and payment details. Customer sees their currency; you see your base currency value.
Automated Follow-Up
System sends reminders at configurable intervals (7 days, 3 days, overdue). Track payment status and history in the dashboard.
What it should remove
Where it matters
Exporter with EUR Customers
You export to Germany and invoice in EUR. Lock GBP/EUR at 1.17 when sending. Customer pays 3 weeks later when rate is 1.14. You still receive the higher locked value—protecting your margin.
Service Provider with Global Clients
Consulting firm invoices clients in USD, EUR, AED, and SGD. Each invoice shows the client's currency; your dashboard shows GBP equivalent with FX protection.
Seasonal Exporter
Holiday product exporter invoices in September for December payment. Lock rates at invoice time to guarantee margins through the volatile Q4 period.
Operational difference
| Aspect | Unicorn Currencies | Traditional Banks |
|---|---|---|
| Invoice Currencies | 40+ | Limited (often GBP/USD/EUR only) |
| FX Rate Protection | Lock at invoice time | No protection—rate at payment |
| Branding | Full customization | Generic or none |
| Reminders | Automated | Manual |
Need this capability inside your payment flow?
If this is tied to a supplier payment, proof trail, FX decision, or control issue, talk to treasury before the payment becomes harder to manage.
For businesses with $1M+ annual FX volume. Not consumer transfers.