Real-Time FX P/L Tracking on Bills
What this capability does inside your payment flow.
Upload supplier bills as PDFs. Our document capture extracts amounts and currencies automatically. Watch your profit/loss change in real-time as exchange rates move every 30 seconds. The point is to see the exposure before the payment decision is made. Use it to reduce payment ambiguity, improve control before money moves, and keep proof, timing, and supplier context closer to the payment decision.
How it works in the payment workflow
Upload Your Bills
Drag and drop supplier invoices in any format—PDF, image, or email attachment. Our The workflow handles messy scans, handwritten notes, and multi-page documents.
Extracts the Data
Within seconds, our OCR extracts supplier name, invoice amount, currency, due date, and line items. No manual data entry required.
Watch Your P/L Move
See your profit/loss update every 30 seconds as FX rates change. Know exactly what delaying payment costs you—or saves you—in real pounds and pence.
Lock When Ready
When rates are favorable, lock with a single click. Your 15-second rate lock gives you time to confirm without losing the rate.
What it should remove
Where it matters
Coffee Importer with CNY Payables
A coffee importer uploads a ¥2.3M invoice. Over 3 days, they watch the P/L swing from -£4,200 to +£1,800. They lock when favorable, saving £6,000 vs paying immediately.
Textile Trader Managing 50+ Bills
A textile business bulk-uploads 50 supplier invoices across INR, CNY, and EUR. The dashboard shows aggregate exposure and highlights which bills to prioritize based on rate movement.
Electronics Distributor with Tight Margins
With 3% net margins, a £50k USD invoice moving 1% costs £500—half their profit. Real-time tracking lets them lock rates at the right moment to protect margins.
Operational difference
| Aspect | Unicorn Currencies | Traditional Banks |
|---|---|---|
| FX Visibility | Real-time P/L on every bill | None—rates shown at payment only |
| Rate Updates | Every 30 seconds | Daily or on-request |
| Invoice Processing | document capture—clear extraction | Manual data entry |
| Decision Support | Shows cost of waiting in £ | No guidance |
Need this capability inside your payment flow?
If this is tied to a supplier payment, proof trail, FX decision, or control issue, talk to treasury before the payment becomes harder to manage.
For businesses with $1M+ annual FX volume. Not consumer transfers.