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Features

Capabilities for controlled international payment operations.

Unicorn Currencies uses operational capabilities to support recurring B2B payment flows across pay-in, FX, pay-out, records, controls, screening context, and treasury follow-up.

Built for businesses with £1M+ equivalent annual FX exposure and recurring international supplier, customer, or treasury payment flows.

Payment capability map

  1. 1Payment contextPayer, supplier, invoice, beneficiary, purpose, and route context.
  2. 2FX and amount visibilityCurrency pair, rate, converted amount, purpose, and payment economics.
  3. 3Records and proofReferences, payment evidence, status context, and finance records where available.
  4. 4Controls and reviewTeam access, approvals, screening context, review points, and operational responsibility.
  5. 5Treasury follow-upHuman support where payments are delayed, reviewed, amended, recalled, traced, or received short.

Capabilities support payment operations. They are not a promise of instant settlement.

Feature areas

FX visibility

Connect supplier payables to FX context before conversion or pay-out decisions.

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Payment status clarity

Follow route, reference, and release context while a payment is in flight.

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Shipment timing context

Link shipment milestones to payment timing and working-capital pressure.

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Rate locks

Review executable rate context against invoice and payment purpose before instruction.

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Multi-currency wallets

Hold and allocate balances with clearer currency and commercial attribution.

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Invoice data capture

Structure supplier invoice fields for payment preparation and review.

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Invoicing FX protection

Keep invoice timing, FX review, and pay-out in one operational workflow.

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Screening before release

Screen payments before release with clearer audit and hold context.

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Team payment controls

Coordinate approvals and handoffs before high-value supplier payments move.

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Payment records context

Keep pay-in, FX, pay-out, and exception records easier for finance to follow.

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What these capabilities are for

Pay-In context

Identify incoming funds, payer references, and allocation decisions before money moves onward.

FX visibility

Review currency pair, amount, purpose, and payment economics before conversion or pay-out.

Pay-Out proof

Prepare beneficiary details, references, and payment evidence for supplier and bank follow-up.

Finance records and controls

Keep approvals, screening context, records, and treasury escalation closer to the payment workflow.

What capabilities may depend on

Capability availability, account setup, payment tracking, proof, screening workflow, route availability, and processing timelines may vary by currency, jurisdiction, provider arrangement, payment route, account setup, and approval status.

Where features connect

Pay-InForeign ExchangePay-OutPlatformPricingTrustComplianceHow It Works
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Unicorn Currencies Limited is registered with FINTRAC as a Money Services Business and registered with the Bank of Canada as a Payment Service Provider under the Retail Payment Activities Act. UK services are provided by Unicorn Currencies Ltd as a corporate intermediary through authorised partners where regulated payment or e-money services are required. Legal and regulatory information.