Release risk
Payments can be held after instruction if review is incomplete.
Screening before release
Screen payments before release with clearer audit context.
International business payments may require sanctions, fraud, or document review before funds are released. Finance and operations need to know what was checked, what is outstanding, and what can proceed.
Built for businesses with £1M+ equivalent annual FX exposure and recurring international supplier, customer, or treasury payment flows.
Why it matters
Why this capability matters
Document requests
Banks and providers may ask for invoice or purpose evidence mid-flow.
Supplier impact
Operations needs clear status when a supplier is waiting on proof.
Audit readiness
Finance needs a defensible record of what was reviewed and when.
The workflow
How it fits the payment workflow
01Payment stagedInstruction details are complete enough for screening and review.
02Checks completedRequired sanctions, policy, or document checks are performed for the route.
03Hold resolvedOutstanding questions are answered before release where possible.
04Funds releasedPayment proceeds through the supported route after review.
05Evidence storedScreening and payment proof are kept for reconciliation and escalation.
Factors to review
What can affect timing, availability, or outcome
currency and corridorroute and provider arrangementjurisdiction and account typesender or beneficiary bank handlingcompliance or document reviewbanking cut-off times and holidaysaccuracy of references, invoices, and beneficiary details
Fit
Where Unicorn Currencies fits
Unicorn Currencies is best suited to businesses with recurring international payment flows that need payer context, payment proof, reconciliation clarity, and human treasury support when something does not match expectations.
Not built for
Not built for
one-off personal transfersretail remittancedomestic-only bankingcasual wallet usageoccasional small FX conversions
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