Screening before release

Screen payments before release with clearer audit context.

International business payments may require sanctions, fraud, or document review before funds are released. Finance and operations need to know what was checked, what is outstanding, and what can proceed.

Built for businesses with £1M+ equivalent annual FX exposure and recurring international supplier, customer, or treasury payment flows.

Why this capability matters

Release risk

Payments can be held after instruction if review is incomplete.

Document requests

Banks and providers may ask for invoice or purpose evidence mid-flow.

Supplier impact

Operations needs clear status when a supplier is waiting on proof.

Audit readiness

Finance needs a defensible record of what was reviewed and when.

How it fits the payment workflow

Payment staged

Instruction details are complete enough for screening and review.

Checks completed

Required sanctions, policy, or document checks are performed for the route.

Hold resolved

Outstanding questions are answered before release where possible.

Funds released

Payment proceeds through the supported route after review.

Evidence stored

Screening and payment proof are kept for reconciliation and escalation.

What can affect timing, availability, or outcome

currency and corridor
route and provider arrangement
jurisdiction and account type
sender or beneficiary bank handling
compliance or document review
banking cut-off times and holidays
accuracy of references, invoices, and beneficiary details

Where Unicorn Currencies fits

Unicorn Currencies is best suited to businesses with recurring international payment flows that need payer context, payment proof, reconciliation clarity, and human treasury support when something does not match expectations.

Not built for

one-off personal transfers
retail remittance
domestic-only banking
casual wallet usage
occasional small FX conversions