Multi-User Collaboration & Approval Workflows

What this capability does inside your payment flow.

Invite team members with role-based permissions. Treasury managers approve payments, accountants review transactions, operations tracks shipments. Everyone sees exactly what they need—nothing more, nothing less. Use it to reduce payment ambiguity, improve control before money moves, and keep proof, timing, and supplier context closer to the payment decision.

How it works in the payment workflow

Invite Team Members

Add team members by email. They receive a secure invitation link to create their account with two-factor authentication.

Assign Roles

Choose from predefined roles (Admin, Treasury, Accounts, Operations, Viewer) or create custom roles with specific permissions.

Set Approval Workflows

Configure payment approval rules: amounts over £10k require manager approval, international payments need CFO sign-off, etc.

Collaborate in Real-Time

Team members work simultaneously. Comments, approvals, and status updates sync clearly. Activity log tracks everything.

What it should remove

Unlimited team members—no per-seat fees

Role-based access control (Admin, Treasury, Accounts, Operations)

Custom approval workflows by amount, currency, or destination

Activity logs for compliance and audit

Real-time collaboration—no sync delays

Two-factor authentication for all users

Where it matters

Segregation of Duties

Operations enters payments, Treasury reviews rates and approves, Finance reconciles. No single person can initiate and approve—proper controls.

Distributed Team

CFO in London, Operations in Hong Kong, Accounts in Mumbai. Everyone accesses the same real-time data, approves from anywhere, and sees unified dashboards.

Temporary Access

External auditor needs 30-day read-only access. Create a Viewer role, set expiry date, and revoke automatically. Full activity log tracks their access.

Operational difference

Aspect	Unicorn Currencies	Traditional Banks
Team Members	Unlimited—no per-seat fees	1-3 users included, then £20-50/user
Roles	Customizable with granular permissions	Limited (Admin/User only)
Approval Workflows	Configurable by amount/currency/destination	Basic or none
Audit Trail	Complete activity log	Limited visibility

Need this capability inside your payment flow?

If this is tied to a supplier payment, proof trail, FX decision, or control issue, talk to treasury before the payment becomes harder to manage.

Talk to Treasury Platform

For businesses with $1M+ annual FX volume. Not consumer transfers.