Reconciliation load
Finance spends less time reconstructing what happened across systems.
Payment records context
Keep payment, FX, and reconciliation records easier to follow.
Finance teams need operational records that connect pay-in, FX, beneficiaries, invoices, references, and pay-out status—not a generic analytics view disconnected from payment reality.
Built for businesses with £1M+ equivalent annual FX exposure and recurring international supplier, customer, or treasury payment flows.
Why it matters
Why this capability matters
Exception visibility
Held, short-paid, or unmatched payments need to stand out.
Management review
Leadership needs corridor and supplier context, not vanity metrics.
Audit support
Records should support payment investigations and supplier disputes.
The workflow
How it fits the payment workflow
01Events recordedPay-in, FX, and pay-out activity are logged with references where available.
02Records reviewedFinance scans open items, exceptions, and upcoming supplier needs.
03Issues escalatedMismatches or delays move to treasury support with evidence attached.
04Outcomes closedCompleted payments are matched to invoices and commercial records.
05Reporting preparedSummaries support management and reconciliation without unsupported claims.
Factors to review
What can affect timing, availability, or outcome
currency and corridorroute and provider arrangementjurisdiction and account typesender or beneficiary bank handlingcompliance or document reviewbanking cut-off times and holidaysaccuracy of references, invoices, and beneficiary details
Fit
Where Unicorn Currencies fits
Unicorn Currencies is best suited to businesses with recurring international payment flows that need payer context, payment proof, reconciliation clarity, and human treasury support when something does not match expectations.
Not built for
Not built for
one-off personal transfersretail remittancedomestic-only bankingcasual wallet usageoccasional small FX conversions
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