Live FX Trading with 15-Second Rate Locks
What this capability does inside your payment flow.
Lock favorable FX rates for 15 seconds before booking your deal. No more rates expiring while you deliberate. Our 30-second live rate refresh ensures you always see current market pricing with transparent 0.5% spreads. Use it to reduce payment ambiguity, improve control before money moves, and keep proof, timing, and supplier context closer to the payment decision.
How it works in the payment workflow
See Live Rates
View real-time exchange rates across 40+ currency pairs. Rates refresh every 30 seconds from our tier-1 liquidity providers.
Click to Lock
Found a favorable rate? Click "Lock Rate" to freeze it for 15 seconds. A countdown timer shows exactly how long you have.
Review Details
See the exact amount your supplier will receive, all fees, and the total cost. No hidden charges—what you see is what you pay.
Confirm or Release
Confirm to execute at the locked rate, or let it expire to wait for better rates. No penalty for letting locks expire.
What it should remove
Where it matters
Volatile Currency Timing
GBP/CNY drops 0.5% in morning trading. You lock the rate, call your operations manager to confirm the order, and execute within 15 seconds. Without the lock, the rate would have moved against you.
Batch Payment Optimization
You need to pay 10 suppliers in EUR. Lock the rate, then process all 10 payments at that exact rate. Consistent costing across the batch.
Board Approval Required
Large payment needs sign-off. Lock the rate, send approval request via internal chat, get the green light, and confirm—all within 15 seconds.
Operational difference
| Aspect | Unicorn Currencies | Traditional Banks |
|---|---|---|
| Rate Lock Duration | 15 seconds | clear expiry |
| FX Spread | 0.5% transparent | 2-4% (often hidden) |
| Rate Visibility | Live, updates every 30s | Indicative only |
| Hidden Fees | None | Correspondent bank charges, lifting fees |
Need this capability inside your payment flow?
If this is tied to a supplier payment, proof trail, FX decision, or control issue, talk to treasury before the payment becomes harder to manage.
For businesses with $1M+ annual FX volume. Not consumer transfers.