Minimum volume
We only take businesses moving $1M+ a year.
Fewer clients, more attention. This page explains the threshold, what it buys you, and who to use if you are not there yet.
The gate$1M+ / YR
MODELTREASURY DESK, NOT AN APP
YOUR CONTACTA NAMED MANAGER
FX MARGINPRE-AGREED · VOLUME PRICED
UNDER $1M?WE POINT YOU ELSEWHERE
Why the gate exists
Not every business needs us.
We built a treasury desk, not a transfer app. Bank of Canada supervision, segregated funds, and named relationship managers cost more to operate. We pass those economics on as tight pre-agreed margins and flat payment fees, but the numbers only work when your volume justifies them. Taking on a business below the threshold would mean serving it badly. We would rather not take it on.
The other side of the gate
What $1M+ gets you.
The economics of fewer, larger clients, spent on the things that matter when money is in motion.
✓A dedicated treasury relationship manager, not a chatbot
✓Real-time FX P&L on every supplier bill
✓Container tracking with demurrage alerts, included
✓Instant settlement within our network
✓Volume-based pricing that improves as you grow
Under $1M?
Here is what we honestly recommend.
UNDER £250K
Wise Business
Best for small businesses with occasional transfers.
£250K TO £1M
OFX
Good for mid-range businesses building volume.
FX NOT MATERIAL
Your bank
Convenient if FX is not a material cost line for you.
When you cross $1M, we will be here.