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Minimum volume

Why We Only Serve $1M+ FX Businesses

Not every business needs us

We built a treasury platform, not a transfer app. Our infrastructure — Bank of Canada supervision, segregated funds, dedicated relationship managers — costs more to operate. We pass those economics on as 0.5% spreads and £5 payments, but only if your volume justifies it.

What $1M+ gets you

  • ✓

    Dedicated treasury relationship manager (not a chatbot)

  • ✓

    Real-time FX P&L on every supplier bill

  • ✓

    FREE container tracking with demurrage alerts

  • ✓

    2.3s settlement within our network

  • ✓

    Volume-based pricing that improves as you grow

Under $1M? Here's what we recommend

  • Wise Business: best for small businesses under £250K
  • OFX: good for mid-range businesses £250K–£1M
  • Your bank: convenient if FX isn't a material cost line

When you cross $1M, we'll be here.

Processing $1M+ in annual FX?

Request a CFO briefing and see how Unicorn fits your treasury stack.

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Unicorn Currencies Limited is registered with FINTRAC as a Money Services Business and registered with the Bank of Canada as a Payment Service Provider under the Retail Payment Activities Act. UK services are provided by Unicorn Currencies Ltd as a corporate intermediary through authorised partners where regulated payment or e-money services are required. Legal and regulatory information.