Unicorn Currencies
Unicorn Currencies
How it worksBusiness AccountsFXPricingFAQOpen Account
About

We watched banks fail importers. So we built.

Nobody leaves their bank over a dashboard. They leave when a payment is held, a supplier is not credited, and nobody takes responsibility. We are built around those moments.

The firmEST. 2023
BUILT FOR$1M+ IMPORTERS · EXPORTERS
SPREAD MODELPRE-AGREED FX MARGIN
NETWORK SETTLEMENTINSTANT, IN-NETWORK
SUPERVISIONBANK OF CANADA · FINTRAC
The story

Banks treat importers and exporters as an afterthought: wide spreads, slow settlement, and a ticket queue when six figures go missing.

We watched it happen to businesses we knew. Payments held without explanation. Suppliers threatening to stop shipment while the wire sat with a correspondent. Proof requests nobody could answer. So in 2023 we built the treasury operation banks refused to: named local accounts in five markets, one pre-agreed FX margin, proof on every payment, and a desk that answers by name.

We stay small on purpose. Fewer clients, each moving serious volume, each with a specialist who knows their corridors. That is the standard the old institutions were built on. It is the standard we intend to beat them at.

What we focus on
CONTROL
Payment control
What happened before, during, and after the instruction: beneficiary setup, purpose, FX execution, proof, release, payout, and reconciliation.
ESCALATION
Human escalation
Not another generic ticket. Someone who looks at the payment, explains the likely issue, and decides: release, trace, recall, or escalate.

A business doing serious international volume needs different support from an occasional sender. We stay focused on businesses where payment status, FX timing, document requests, and supplier pressure are real operating issues.

Regulation and structure
CANADA
Unicorn Currencies Limited is supervised by the Bank of Canada as a Payment Service Provider and registered with FINTRAC as a Money Services Business.
UNITED KINGDOM
Unicorn Currencies Ltd is a UK corporate intermediary working through FCA-authorised partners where regulated payment or e-money services are required.

Built for the moment your payment needs an owner.