B2B international payments company
Unicorn Currencies exists for businesses moving meaningful cross-border payment volume—supplier payments, trade settlements, and treasury movements—not consumer remittance or occasional personal transfers.
Company
The company behind serious international business payments.
Unicorn Currencies supports businesses that move recurring supplier, trade, and treasury payments across borders. We are built for companies where payment timing, FX margin, proof, beneficiary accuracy, compliance review, and escalation matter.
- Built for importers, exporters, wholesalers, and trading businesses
- Designed for recurring international payment volume, not one-off consumer transfers
- Operates through a clear regulated and partner-supported structure
What Unicorn Currencies is
Treasury support layer
Finance teams need more than a send button. Unicorn Currencies supports beneficiary accuracy, FX timing, pay-in allocation, payout status, proof, and the records that sit around recurring international flows.
Regulated and partner-supported operating structure
The company operates through supervised Canadian registration and a UK corporate structure that works with authorised partners where regulated payment or e-money services are required.
Who we are built for
Built for
- Europe, UK, USA, Canada, and UAE-based businesses
- Importers, exporters, wholesalers, distributors, manufacturers, and trading companies
- Recurring supplier and customer payments
- £1M+ annual FX equivalent
- Finance teams needing proof, status clarity, and escalation
Not built for
- Consumer remittance
- One-off personal transfers
- Anonymous payment movement
- Businesses unwilling to provide KYB, payment purpose, or supporting documents
What the company is built to solve
When money is moving
Your team needs clear beneficiary setup, FX execution, proof, payout status, and support when something is held, delayed, short-paid, or not credited.
When something goes wrong
The useful question is not whether a screen says sent. It is where the payment is, what evidence exists, which party can act, and whether the next step is release, trace, recall, or escalation.
When finance needs proof and records
Reconciliation depends on references, payer context, FX records, payout evidence, and a clear trail when auditors, suppliers, or internal finance ask what happened and when.
Structure and regulation
A business should know which entity it is dealing with, where regulated service provision sits, and how safeguarding and operational controls are handled across corridors.
Canada
Unicorn Currencies Limited
- FINTRAC MSB
- Bank of Canada PSP
United Kingdom
Unicorn Currencies Ltd
- Corporate intermediary
- Works through authorised partners where regulated payment or e-money services are required
How Unicorn Currencies works with a business
Understand the business
Payment purpose, corridors, beneficiary types, expected volume, and compliance context are mapped before routes are opened.
Set up payment routes
Beneficiaries, pay-in references, currency pairs, and available banking or partner arrangements are configured for recurring use.
Handle FX and payment execution
Conversion and payout instructions run with clearer timing, status visibility, and finance context through the payment lifecycle.
Maintain proof and records
References, payment evidence, FX context, and allocation records stay available for reconciliation, audit, and internal reporting.
Support when something goes wrong
Held payments, missing proof, short credits, and routing exceptions are handled with ownership—not left as generic ticket queues.
Operator-led, not app-led
Unicorn Currencies is led by operators accountable for payment outcomes, compliance standards, and escalation ownership—not by a product team optimising for sign-up volume.
N.M. Thakur
Chief Executive Officer
Owns company direction, commercial strategy, and how Unicorn Currencies scales payment operations for recurring B2B volume. Responsible for aligning product, corridors, and escalation ownership around supplier payments, FX timing, and treasury support.
LinkedIn
M.M. Thakur
Chief Compliance Officer
Owns compliance infrastructure, KYB standards, regulatory controls, and the operating standards that govern how payments are reviewed, held, and released. Ensures partner obligations and internal controls match the risk profile of cross-border B2B flows.
LinkedInKey questions
No. Unicorn Currencies is a B2B international payments company. It is not a bank and does not take retail deposits. Payment services operate through regulated registration in Canada and authorised partner arrangements in the UK where required.