Unicorn Currencies
Unicorn Currencies
How it worksBusiness AccountsFXPricingFAQOpen Account
Company

The company behind serious international business payments.

Built for businesses where payment timing, FX margin, proof, beneficiary accuracy, compliance review, and escalation matter.

The companyREGISTERED
FOCUSB2B CROSS-BORDER PAYMENTS
CLIENTS$1M+ ANNUAL FX
MARKETSUK · CA · EU · US · UAE
REGULATORFINTRAC · BANK OF CANADA
LED BYTWO NAMED PRINCIPALS

"Businesses do not leave their bank over features. They leave the day a six figure payment is held, a supplier is not credited, and nobody takes ownership. I built Unicorn Currencies for that day. When your money is in motion, someone here is answerable for it, by name."

N.M. Thakur
N.M. Thakur
Chief Executive Officer, Unicorn Currencies
What Unicorn Currencies is
01
A B2B payments company
Supplier payments, trade settlements, and treasury movements. Not consumer remittance, not one-off transfers.
02
A treasury support layer
Beneficiary accuracy, FX timing, pay-in allocation, payout status, proof, and the records around recurring flows.
03
A regulated structure
Supervised Canadian registration and a UK corporate structure working with authorised partners where required.
Leadership

Two principals.
Both answerable, by name.

N.M. Thakur
N.M. Thakur
CHIEF EXECUTIVE OFFICER

The founder. Sets the direction and holds the standard: every corridor Unicorn Currencies opens, every pricing agreement it signs, and every escalation it owns answers to one question. Would we accept this if it were our money in motion? Building the firm to stand where the old institutions stand, one kept promise at a time.

LinkedIn ↗
M.M. Thakur
M.M. Thakur
CHIEF COMPLIANCE OFFICER

The gatekeeper. Serious money moves only on serious rails: M.M. Thakur owns the compliance infrastructure, KYB standards, and regulatory controls that decide how every payment is reviewed, held, and released. The reason regulators, partners, and clients can trust the same firm.

LinkedIn ↗
Corporate structure
CANADA
Unicorn Currencies Limited
✓Registered with FINTRAC as a Money Services Business
✓Registered with the Bank of Canada as a Payment Service Provider
UNITED KINGDOM
Unicorn Currencies Ltd
✓Corporate intermediary
✓Works through authorised partners where regulated payment or e-money services are required
Built for
✓Businesses in Europe, the UK, the USA, Canada, and the UAE
✓Importers, exporters, wholesalers, distributors, manufacturers, traders
✓Recurring supplier and customer payments
✓£1M+ annual FX equivalent
✓Finance teams needing proof, status clarity, and escalation
Not built for
×Consumer remittance
×One-off personal transfers
×Anonymous payment movement
×Businesses unwilling to provide KYB or payment purpose
FAQ
Is Unicorn Currencies a bank?+
No. Unicorn Currencies is a B2B international payments company. It is not a bank and does not take retail deposits. Payment services operate through regulated registration in Canada and authorised partner arrangements in the UK where required.
Is Unicorn Currencies for consumers?+
No. Unicorn Currencies is built for businesses with recurring international payment volume: importers, exporters, wholesalers, distributors, manufacturers, and trading companies. It is not designed for consumer remittance or one-off personal transfers.
What type of businesses fit best?+
Businesses based in Europe, the UK, the USA, Canada, or the UAE that move £1M+ annual FX equivalent, run recurring supplier or customer payments, and need proof, status clarity, and escalation when something goes wrong.
Why does Unicorn Currencies focus on payment problems?+
Businesses usually change provider when a payment is held, proof is missing, a supplier is not credited, or nobody takes ownership. Unicorn Currencies is built around those operating moments, not around decorative dashboards.
Can Unicorn Currencies guarantee settlement timing?+
No provider can guarantee every settlement time across every corridor, currency, and banking cut-off. Unicorn Currencies focuses on clearer status, proof, and escalation so finance teams know where a payment stands and what can be done next.

Built for the day it goes wrong. Better every day it does not.