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Send Money from France to Hong Kong

French businesses and exporters paying Hong Kong suppliers. Send EUR from France, receive HKD in Hong Kong with t+0 (2.3s avg within unicorn network).

✓ Competitive Advantage: Local EUR collection + local HKD delivery = no correspondent bank fees

Save £2,025 per £100k Payment

France to Hong Kong corridor savings

Traditional Bank
£2,530
  • ❌ 2-3 day settlement
  • ❌ Multiple correspondent banks
  • ❌ Hidden FX margins
  • ❌ High SWIFT fees
Unicorn Currencies
£505
  • T+0 (2.3s avg within Unicorn network)
  • Local EUR collection
  • ✓ Transparent 0.5% spread
  • FPS (Faster Payment System)
Your Savings
80%
£2,025 per £100k
At £300k-£3M monthly, save £5,068/year

Sending from France: What You Need to Know

EUR Origin Specifics

  • France uses EUR currency
  • SEPA instant payment network
  • GDPR compliance required

Your Local Advantages

  • Local EUR account available
  • SEPA (Single Euro Payments Area) instant collection
  • No correspondent bank fees on origin side
Local Collection Method
SEPA (Single Euro Payments Area)
T+1European instant/standard payments. Covers 36 countries.

Paying Suppliers in Hong Kong: Compliance & Requirements

Regulatory Considerations

  • HKMA (Hong Kong Monetary Authority) regulations
  • No VAT/GST (tax-free environment)
  • Business registration number required
  • AML/KYC compliance critical for financial hub

Payment Best Practices

  • Hong Kong = Asia's financial and trade hub, gateway to China
  • FPS enables instant HKD/CNY payments without SWIFT
  • Many suppliers are trading intermediaries (not manufacturers)
  • Competitive FX rates due to open market and competition
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via FPS (Faster Payment System)

FranceHong Kong Corridor Insights

Popular Industries

  • Trade & Logistics
  • Electronics
  • Finance

Peak Trading Hours

01:00-09:00 GMT (Asia business hours)

Best for rate execution and faster settlement

Typical Volume

£50k-£250k

Average transaction size for this corridor
Monthly volume: £300k-£3M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Frequently Asked Questions: EUR-HKD Payments

How fast are EUR-HKD payments?

EUR-HKD payments settle in an average of 2.3 seconds wallet-to-wallet when using Unicorn Currencies' local rails, or 1-3 days via traditional SWIFT depending on the route and correspondent banks involved.

What does a EUR-HKD transfer cost?

Unicorn Currencies charges a 0.5% FX spread plus a flat fee of £5 per payment for EUR-HKD transfers. This is significantly cheaper than traditional banks which typically charge 2-4% in hidden FX margins plus high SWIFT fees.

What exchange rate do I get for EUR-HKD?

You get real-time wholesale EUR-HKD exchange rates with 15-second rate locks. Our rates are sourced from institutional FX markets, giving you the same pricing that banks use for their own trades.

Can I lock the EUR-HKD rate in advance?

Yes, forward contracts are available for EUR-HKD payments. You can lock in today's rate for future payments, protecting your business from currency fluctuations for up to 12 months.

What details do I need for EUR-HKD payments?

Beneficiary details vary by destination. For Hong Kong payments, you typically need the recipient's local account details (FPS (Faster Payment System)), account number, and beneficiary name. Some destinations may also require local clearing codes.

Ready to Send EUR from France to Hong Kong?

Save 80% on every payment with t+0 (2.3s avg within unicorn network). Local EUR collection available.

Bank of Canada registered PSP | FINTRAC licensed MSB