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Send Money from France to India

French businesses and exporters paying India suppliers. Send EUR from France, receive INR in India with t+0 (2.3s avg within unicorn network).

✓ Competitive Advantage: Local EUR collection + local INR delivery = no correspondent bank fees

Save £3,025 per £100k Payment

France to India corridor savings

Traditional Bank
£3,530
  • ❌ 2-3 day settlement
  • ❌ Multiple correspondent banks
  • ❌ Hidden FX margins
  • ❌ High SWIFT fees
Unicorn Currencies
£505
  • T+0 (2.3s avg within Unicorn network)
  • Local EUR collection
  • ✓ Transparent 0.5% spread
  • UPI (Unified Payments Interface)
Your Savings
86%
£3,025 per £100k
At £300k-£3M monthly, save £7,570/year

Sending from France: What You Need to Know

EUR Origin Specifics

  • France uses EUR currency
  • SEPA instant payment network
  • GDPR compliance required

Your Local Advantages

  • Local EUR account available
  • SEPA (Single Euro Payments Area) instant collection
  • No correspondent bank fees on origin side
Local Collection Method
SEPA (Single Euro Payments Area)
T+1European instant/standard payments. Covers 36 countries.

Paying Suppliers in India: Compliance & Requirements

Regulatory Considerations

  • FEMA (Foreign Exchange Management Act) compliance
  • RBI (Reserve Bank of India) reporting for large transactions
  • Import/export code (IEC) required for trade payments
  • GST (Goods and Services Tax) documentation

Payment Best Practices

  • Use UPI or IMPS to avoid 2-3 day SWIFT delays
  • Coordinate with supplier's CA for GST invoice matching
  • INR is volatile - lock rates when favorable
  • Avoid Diwali/festival periods for urgent payments
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via UPI (Unified Payments Interface)

FranceIndia Corridor Insights

Popular Industries

  • Textile & Garment
  • IT Services
  • Pharmaceutical

Peak Trading Hours

01:00-09:00 GMT (Asia business hours)

Best for rate execution and faster settlement

Typical Volume

£50k-£250k

Average transaction size for this corridor
Monthly volume: £300k-£3M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Frequently Asked Questions: EUR-INR Payments

How fast are EUR-INR payments?

EUR-INR payments settle in an average of 2.3 seconds wallet-to-wallet when using Unicorn Currencies' local rails, or 1-3 days via traditional SWIFT depending on the route and correspondent banks involved.

What does a EUR-INR transfer cost?

Unicorn Currencies charges a 0.5% FX spread plus a flat fee of £5 per payment for EUR-INR transfers. This is significantly cheaper than traditional banks which typically charge 2-4% in hidden FX margins plus high SWIFT fees.

What exchange rate do I get for EUR-INR?

You get real-time wholesale EUR-INR exchange rates with 15-second rate locks. Our rates are sourced from institutional FX markets, giving you the same pricing that banks use for their own trades.

Can I lock the EUR-INR rate in advance?

Yes, forward contracts are available for EUR-INR payments. You can lock in today's rate for future payments, protecting your business from currency fluctuations for up to 12 months.

What details do I need for EUR-INR payments?

Beneficiary details vary by destination. For India payments, you typically need the recipient's local account details (UPI (Unified Payments Interface)), account number, and beneficiary name. Some destinations may also require local clearing codes.

Ready to Send EUR from France to India?

Save 86% on every payment with t+0 (2.3s avg within unicorn network). Local EUR collection available.

Bank of Canada registered PSP | FINTRAC licensed MSB