This AUP sets out activities that are prohibited or restricted when you use Unicorn Currencies' accounts, payment services, free tools, website, APIs, or any other feature (collectively, the "Services"). It forms part of the Terms & Conditions and is intended to protect customers, partners, and the wider financial system from fraud, money‑laundering, and illegal or abusive conduct.
You must not use the Services to facilitate or involve:
| Code | Category | Examples (non‑exhaustive) |
|---|---|---|
| P‑01 | Illegal Goods & Services | Narcotics, counterfeit currency, human trafficking, illicit wildlife products. |
| P‑02 | Terrorism & Extremism | Funding or support for extremist organisations or individuals. |
| P‑03 | Sanctioned Entities | Transactions involving parties listed by UK OFSI, UN, EU, OFAC, or other applicable regimes. |
| P‑04 | Child Exploitation | Content or payments related to child sexual abuse material or the exploitation of minors. |
| P‑05 | Fraud & Scams | Ponzi/pyramid schemes, phishing, advance‑fee scams (e.g., "419" fraud). |
| P‑06 | Weapons & Armaments | Unlicensed trade in firearms, ammunition, explosives, military software or dual‑use goods. |
| P‑07 | Corruption & Bribery | Facilitation payments or bribes to public officials. |
If we detect or reasonably suspect any prohibited activity, we will suspend or terminate your account and may freeze or reclaim funds, notify law‑enforcement, and report to regulators.
These categories may be permitted only with prior written approval from Unicorn Currencies and additional due‑diligence:
| Code | Category | Typical Additional Requirements |
|---|---|---|
| R‑01 | High‑Risk FX Corridors | Enhanced KYC, proof of underlying goods/service, invoice copies. |
| R‑02 | Digital Assets / Crypto Businesses | Licensing evidence, blockchain‑analytics reports, on‑chain wallet vetting. |
| R‑03 | Gambling & Betting | UK or local gambling licence, player‑fund segregation, responsible‑gaming controls. |
| R‑04 | Charities / NGOs in Conflict Zones | Sanctions screening of end‑beneficiaries, programme‑due‑diligence. |
| R‑05 | Adult Content / Services | Age‑verification procedures, content‑compliance attestations. |
| R‑06 | Cash‑Intensive Businesses | Source‑of‑funds documentation, VAT/tax filings. |
Operating in a restricted category without approval may result in transaction blocks or closure.
- • True Purpose: You must accurately describe the nature of your business and the purpose of each transfer. False declarations are grounds for immediate termination.
- • KYC Support: Provide timely responses to KYC/AML queries (within 2 Business Days) and keep corporate/ID documents up to date.
- • Sanctions Screening: Screen your own customers and suppliers against relevant sanctions lists before initiating payments.
- • Record‑Keeping: Retain invoices, contracts and counterpart documentation for 5 years and furnish copies on request.
You may not:
- • Attempt to probe, scan, or test the vulnerability of any Unicorn Currencies system.
- • Use automated scripts to scrape rate widgets or API endpoints in a manner that degrades service.
- • Transmit malware, ransomware, or engage in denial‑of‑service attacks.
- • Share or resell your account or API keys with unauthorised third parties.
Violations of this AUP may result in one or more of the following, at our discretion:
- Warning or request for remediation.
- Temporary suspension or permanent termination of Services.
- Reversal or blocking of transactions; freezing of funds pending investigation.
- Regulatory reports or referrals to law‑enforcement.
- Liability for losses or costs we incur due to your breach.
If you believe that a Unicorn Currencies account or transaction is being used in violation of this AUP, please email info@unicorncurrencies.com with relevant details.
We may revise this AUP at any time. We will notify you of significant changes via email or in‑platform notice. Continued use of the Services after notice constitutes acceptance.
For questions about this Acceptable Use Policy, please contact us:
Unicorn Currencies Ltd | Unicorn Currencies Limited
Silverstream House, Fitzroy St, London W1T 6EB, UK
© 2022 Unicorn Currencies Ltd & Unicorn Currencies Limited – All rights reserved.