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Send Money from Canada to Colombia

Businesses in Canada paying Colombia suppliers for Coffee. Send CAD from Canada, receive COP in Colombia with t+0 (2.3s avg within unicorn network).

✓ Competitive Advantage: Local CAD collection + local COP delivery = no correspondent bank fees

Save £2,419 per £100k Payment

Canada to Colombia corridor savings

Traditional Bank
£2,924
  • ❌ 2-3 day settlement
  • ❌ Multiple correspondent banks
  • ❌ Hidden FX margins
  • ❌ High SWIFT fees
Unicorn Currencies
£505
  • T+0 (2.3s avg within Unicorn network)
  • Local CAD collection
  • ✓ Transparent 0.5% spread
  • PSE (Pagos Seguros en Línea)
Your Savings
83%
£2,419 per £100k
At £300k-£3M monthly, save £6,054/year

Sending from Canada: What You Need to Know

CAD Origin Specifics

  • CAD commodity currency (tracks oil/resources)
  • Interac e-Transfer for fast payments
  • FINTRAC oversight

Your Local Advantages

  • Local CAD account available
  • EFT (Electronic Funds Transfer) instant collection
  • No correspondent bank fees on origin side
Local Collection Method
EFT (Electronic Funds Transfer)
T+1 to T+3Canadian domestic bank transfers. Standard clearing.

Paying Suppliers in Colombia: Compliance & Requirements

Regulatory Considerations

  • Banco de la República de Colombia regulations
  • DIAN (Tax Authority) documentation
  • IVA (VAT 19%) on goods and services
  • Customs declaration requirements

Payment Best Practices

  • Colombia = Coffee leader (3rd globally), flower exporter (2nd globally)
  • PSE widely adopted for COP payments
  • Bogotá + Medellín + Cali = Main business centers
  • Improving security situation - verify supplier locations
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via PSE (Pagos Seguros en Línea)

CanadaColombia Corridor Insights

Popular Industries

  • Coffee
  • Flowers
  • Textiles

Peak Trading Hours

EST/PST (GMT-5/-8) to GMT time zone consideration

Best for rate execution and faster settlement

Typical Volume

£50k-£250k

Average transaction size for this corridor
Monthly volume: £300k-£3M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Frequently Asked Questions: CAD-COP Payments

How fast are CAD-COP payments?

CAD-COP payments settle in an average of 2.3 seconds wallet-to-wallet when using Unicorn Currencies' local rails, or 1-3 days via traditional SWIFT depending on the route and correspondent banks involved.

What does a CAD-COP transfer cost?

Unicorn Currencies charges a 0.5% FX spread plus a flat fee of £5 per payment for CAD-COP transfers. This is significantly cheaper than traditional banks which typically charge 2-4% in hidden FX margins plus high SWIFT fees.

What exchange rate do I get for CAD-COP?

You get real-time wholesale CAD-COP exchange rates with 15-second rate locks. Our rates are sourced from institutional FX markets, giving you the same pricing that banks use for their own trades.

Can I lock the CAD-COP rate in advance?

Yes, forward contracts are available for CAD-COP payments. You can lock in today's rate for future payments, protecting your business from currency fluctuations for up to 12 months.

What details do I need for CAD-COP payments?

Beneficiary details vary by destination. For Colombia payments, you typically need the recipient's local account details (PSE (Pagos Seguros en Línea)), account number, and beneficiary name. Some destinations may also require local clearing codes.

Ready to Send CAD from Canada to Colombia?

Save 83% on every payment with t+0 (2.3s avg within unicorn network). Local CAD collection available.

Bank of Canada registered PSP | FINTRAC licensed MSB