🇨🇦→🇬🇭
Send Money from Canada to Ghana
Businesses in Canada paying Ghana suppliers for Agriculture. Send CAD from Canada, receive GHS in Ghana with t+0 (2.3s avg within unicorn network).
✓ Competitive Advantage: Local CAD collection + local GHS delivery = no correspondent bank fees
Save £3,535 per £100k Payment
Canada to Ghana corridor savings
Traditional Bank
£4,040
- ❌ 2-3 day settlement
- ❌ Multiple correspondent banks
- ❌ Hidden FX margins
- ❌ High SWIFT fees
Unicorn Currencies
£505
- ✓ T+0 (2.3s avg within Unicorn network)
- ✓ Local CAD collection
- ✓ Transparent 0.5% spread
- ✓ GhIPSS Instant Pay
Your Savings
87%
£3,535 per £100k
At £300k-£3M monthly, save £8,846/year
Sending from Canada: What You Need to Know
CAD Origin Specifics
- CAD commodity currency (tracks oil/resources)
- Interac e-Transfer for fast payments
- FINTRAC oversight
Your Local Advantages
- Local CAD account available
- EFT (Electronic Funds Transfer) instant collection
- No correspondent bank fees on origin side
Local Collection Method
EFT (Electronic Funds Transfer)
T+1 to T+3 • Canadian domestic bank transfers. Standard clearing.
Paying Suppliers in Ghana: Compliance & Requirements
Regulatory Considerations
- Bank of Ghana foreign exchange regulations
- Ghana Revenue Authority (GRA) tax compliance
- Cocoa exports regulated by COCOBOD
- Mining payments require enhanced due diligence
Payment Best Practices
- Ghana = World's 2nd largest cocoa producer
- Gold mining significant - strict payment documentation
- GhIPSS Instant Pay for fast settlement
- Political stability makes Ghana attractive West African hub
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via GhIPSS Instant Pay
Canada → Ghana Corridor Insights
Popular Industries
- Agriculture
- Cocoa Export
- Gold Mining
Peak Trading Hours
EST/PST (GMT-5/-8) to GMT time zone consideration
Best for rate execution and faster settlement
Typical Volume
£50k-£250k
Average transaction size for this corridor
Monthly volume: £300k-£3M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.
Ready to Send CAD from Canada to Ghana?
Save 87% on every payment with t+0 (2.3s avg within unicorn network). Local CAD collection available.
Bank of Canada registered PSP | FINTRAC licensed MSB