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Send Money from Canada to Romania

Businesses in Canada paying Romania suppliers for Automotive. Send CAD from Canada, receive RON in Romania with t+0 (2.3s avg within unicorn network).

✓ Competitive Advantage: Local CAD collection + local RON delivery = no correspondent bank fees

Save £2,025 per £100k Payment

Canada to Romania corridor savings

Traditional Bank
£2,530
  • ❌ 2-3 day settlement
  • ❌ Multiple correspondent banks
  • ❌ Hidden FX margins
  • ❌ High SWIFT fees
Unicorn Currencies
£505
  • T+0 (2.3s avg within Unicorn network)
  • Local CAD collection
  • ✓ Transparent 0.5% spread
  • ReGIS (Romanian Electronic Instant Payment)
Your Savings
80%
£2,025 per £100k
At £300k-£3M monthly, save £5,068/year

Sending from Canada: What You Need to Know

CAD Origin Specifics

  • CAD commodity currency (tracks oil/resources)
  • Interac e-Transfer for fast payments
  • FINTRAC oversight

Your Local Advantages

  • Local CAD account available
  • EFT (Electronic Funds Transfer) instant collection
  • No correspondent bank fees on origin side
Local Collection Method
EFT (Electronic Funds Transfer)
T+1 to T+3Canadian domestic bank transfers. Standard clearing.

Paying Suppliers in Romania: Compliance & Requirements

Regulatory Considerations

  • National Bank of Romania (BNR) regulations
  • VAT (19%) documentation required
  • EU customs procedures apply
  • Fiscal registration code (CIF) verification

Payment Best Practices

  • Romania = Emerging EU manufacturing base, competitive costs
  • ReGIS instant payment for fast settlement
  • Strong IT services sector (Bucharest tech hub)
  • Lower labor costs than Western Europe - growing nearshoring
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via ReGIS (Romanian Electronic Instant Payment)

CanadaRomania Corridor Insights

Popular Industries

  • Automotive
  • Textile & Apparel
  • IT Services

Peak Trading Hours

EST/PST (GMT-5/-8) to GMT time zone consideration

Best for rate execution and faster settlement

Typical Volume

£50k-£250k

Average transaction size for this corridor
Monthly volume: £300k-£3M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Frequently Asked Questions: CAD-RON Payments

How fast are CAD-RON payments?

CAD-RON payments settle in an average of 2.3 seconds wallet-to-wallet when using Unicorn Currencies' local rails, or 1-3 days via traditional SWIFT depending on the route and correspondent banks involved.

What does a CAD-RON transfer cost?

Unicorn Currencies charges a 0.5% FX spread plus a flat fee of £5 per payment for CAD-RON transfers. This is significantly cheaper than traditional banks which typically charge 2-4% in hidden FX margins plus high SWIFT fees.

What exchange rate do I get for CAD-RON?

You get real-time wholesale CAD-RON exchange rates with 15-second rate locks. Our rates are sourced from institutional FX markets, giving you the same pricing that banks use for their own trades.

Can I lock the CAD-RON rate in advance?

Yes, forward contracts are available for CAD-RON payments. You can lock in today's rate for future payments, protecting your business from currency fluctuations for up to 12 months.

What details do I need for CAD-RON payments?

Beneficiary details vary by destination. For Romania payments, you typically need the recipient's local account details (ReGIS (Romanian Electronic Instant Payment)), account number, and beneficiary name. Some destinations may also require local clearing codes.

Ready to Send CAD from Canada to Romania?

Save 80% on every payment with t+0 (2.3s avg within unicorn network). Local CAD collection available.

Bank of Canada registered PSP | FINTRAC licensed MSB