🇨🇳🇩🇪

Send Money from China to Germany

Businesses in China paying Germany suppliers for Automotive. Send CNY from China, receive EUR in Germany with t+0 (2.3s avg within unicorn network).

✓ Competitive Advantage: T+0 (2.3s avg within Unicorn network) with transparent pricing

Save £1,525 per £100k Payment

China to Germany corridor savings

Traditional Bank
£2,030
  • ❌ 2-3 day settlement
  • ❌ Multiple correspondent banks
  • ❌ Hidden FX margins
  • ❌ High SWIFT fees
Unicorn Currencies
£505
  • T+0 (2.3s avg within Unicorn network)
  • Fast conversion
  • ✓ Transparent 0.5% spread
  • SEPA Instant Credit Transfer
Your Savings
75%
£1,525 per £100k
At £300k-£3M monthly, save £3,816/year

Sending from China: What You Need to Know

CNY Origin Specifics

  • CNY managed by PBOC
  • CIPS payment system
  • Capital controls on outflows

Your Local Advantages

  • Fast CNY conversion
  • Competitive rates for CNY collection

Paying Suppliers in Germany: Compliance & Requirements

Regulatory Considerations

  • BaFin (Federal Financial Supervisory Authority) regulations
  • VAT (19%) documentation required for B2B transactions
  • Strict invoice requirements (must include tax ID, buyer details)
  • SEPA compliance for EUR payments

Payment Best Practices

  • Germany = Manufacturing powerhouse, strict quality standards
  • Use SEPA Instant for same-day settlement vs 2-3 day SWIFT
  • German suppliers expect precise documentation and timely payment
  • Mittelstand (mid-sized) companies dominate supply chains
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via SEPA Instant Credit Transfer

ChinaGermany Corridor Insights

Popular Industries

  • Automotive
  • Machinery
  • Chemical Manufacturing

Peak Trading Hours

CST (GMT+8) to GMT time zone consideration

Best for rate execution and faster settlement

Typical Volume

£50k-£250k

Average transaction size for this corridor
Monthly volume: £300k-£3M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Send CNY from China to Germany?

Save 75% on every payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB