Unicorn Currencies
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Send Money from Finland to United States

Finnish tech and forestry companies paying United States suppliers. Send EUR from Finland, receive USD in United States with t+0 (2.3s avg within unicorn network).

✓ Competitive Advantage: Local EUR collection + local USD delivery = no correspondent bank fees

Save £2,025 per £100k Payment

Finland to United States corridor savings

Traditional Bank
£2,530
  • ❌ 2-3 day settlement
  • ❌ Multiple correspondent banks
  • ❌ Hidden FX margins
  • ❌ High SWIFT fees
Unicorn Currencies
£505
  • ✓ T+0 (2.3s avg within Unicorn network)
  • ✓ Local EUR collection
  • ✓ Transparent 0.5% spread
  • ✓ ACH (Automated Clearing House)
Your Savings
80%
£2,025 per £100k
At £600k-£6M monthly, save £10,135/year

Sending from Finland: What You Need to Know

EUR Origin Specifics

  • Finland uses EUR currency
  • SEPA instant payment network
  • GDPR compliance required

Your Local Advantages

  • Local EUR account available
  • SEPA (Single Euro Payments Area) instant collection
  • No correspondent bank fees on origin side
Local Collection Method
SEPA (Single Euro Payments Area)
T+1 • European instant/standard payments. Covers 36 countries.

Paying Suppliers in United States: Compliance & Requirements

Regulatory Considerations

  • OFAC (Office of Foreign Assets Control) sanctions screening
  • FinCEN (Financial Crimes Enforcement Network) reporting
  • State-specific sales tax considerations
  • Export control regulations (ITAR, EAR)

Payment Best Practices

  • Use ACH for recurring supplier payments (cheaper than wire)
  • Fedwire for urgent/same-day payments
  • USD is global reserve - most stable for hedging
  • US banks close early (3pm EST) - plan timing
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via ACH (Automated Clearing House)

Finland → United States Corridor Insights

Popular Industries

  • Manufacturing Equipment
  • Technology
  • Machinery

Peak Trading Hours

13:00-17:00 GMT (London-NY overlap)

Best for rate execution and faster settlement

Typical Volume

£100k-£500k

Average transaction size for this corridor
Monthly volume: £600k-£6M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Send EUR from Finland to United States?

Save 80% on every payment with t+0 (2.3s avg within unicorn network). Local EUR collection available.

Open AccountView United States Details

Bank of Canada registered PSP | FINTRAC licensed MSB