Unicorn Currencies
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🇵🇱→🇿🇦

Send Money from Poland to South Africa

Polish manufacturers and exporters paying South Africa suppliers. Send PLN from Poland, receive ZAR in South Africa with t+0 (2.3s avg within unicorn network).

✓ Competitive Advantage: Local EUR collection + local ZAR delivery = no correspondent bank fees

Save £3,030 per £100k Payment

Poland to South Africa corridor savings

Traditional Bank
£3,535
  • ❌ 2-3 day settlement
  • ❌ Multiple correspondent banks
  • ❌ Hidden FX margins
  • ❌ High SWIFT fees
Unicorn Currencies
£505
  • ✓ T+0 (2.3s avg within Unicorn network)
  • ✓ Local PLN collection
  • ✓ Transparent 0.5% spread
  • ✓ SAMOS (South African Multiple Option Settlement)
Your Savings
86%
£3,030 per £100k
At £300k-£3M monthly, save £7,583/year

Sending from Poland: What You Need to Know

PLN Origin Specifics

  • Poland uses PLN currency
  • SEPA instant payment network
  • GDPR compliance required

Your Local Advantages

  • Local EUR account available
  • SEPA (Single Euro Payments Area) instant collection
  • No correspondent bank fees on origin side
Local Collection Method
SEPA (Single Euro Payments Area)
T+1 • European instant/standard payments. Covers 36 countries.

Paying Suppliers in South Africa: Compliance & Requirements

Regulatory Considerations

  • South African Reserve Bank (SARB) foreign exchange controls
  • Financial Intelligence Centre Act (FICA) compliance
  • VAT (15%) documentation required
  • Exchange Control Regulations for amounts >R1M

Payment Best Practices

  • Use RTC for instant settlement vs SWIFT delays
  • ZAR volatility - lock rates when favorable
  • South Africa = Gateway to Southern African market
  • Wine/commodity exports require specific documentation
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via SAMOS (South African Multiple Option Settlement)

Poland → South Africa Corridor Insights

Popular Industries

  • Mining
  • Commodity Trading
  • Wine & Agriculture

Peak Trading Hours

CET (GMT+1) to GMT time zone consideration

Best for rate execution and faster settlement

Typical Volume

£50k-£250k

Average transaction size for this corridor
Monthly volume: £300k-£3M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Send PLN from Poland to South Africa?

Save 86% on every payment with t+0 (2.3s avg within unicorn network). Local PLN collection available.

Open AccountView South Africa Details

Bank of Canada registered PSP | FINTRAC licensed MSB