Unicorn Currencies
...
🇵🇹→🇬🇭

Send Money from Portugal to Ghana

Portuguese businesses and textile exporters paying Ghana suppliers. Send EUR from Portugal, receive GHS in Ghana with t+0 (2.3s avg within unicorn network).

✓ Competitive Advantage: Local EUR collection + local GHS delivery = no correspondent bank fees

Save £3,535 per £100k Payment

Portugal to Ghana corridor savings

Traditional Bank
£4,040
  • ❌ 2-3 day settlement
  • ❌ Multiple correspondent banks
  • ❌ Hidden FX margins
  • ❌ High SWIFT fees
Unicorn Currencies
£505
  • ✓ T+0 (2.3s avg within Unicorn network)
  • ✓ Local EUR collection
  • ✓ Transparent 0.5% spread
  • ✓ GhIPSS Instant Pay
Your Savings
87%
£3,535 per £100k
At £300k-£3M monthly, save £8,846/year

Sending from Portugal: What You Need to Know

EUR Origin Specifics

  • Portugal uses EUR currency
  • SEPA instant payment network
  • GDPR compliance required

Your Local Advantages

  • Local EUR account available
  • SEPA (Single Euro Payments Area) instant collection
  • No correspondent bank fees on origin side
Local Collection Method
SEPA (Single Euro Payments Area)
T+1 • European instant/standard payments. Covers 36 countries.

Paying Suppliers in Ghana: Compliance & Requirements

Regulatory Considerations

  • Bank of Ghana foreign exchange regulations
  • Ghana Revenue Authority (GRA) tax compliance
  • Cocoa exports regulated by COCOBOD
  • Mining payments require enhanced due diligence

Payment Best Practices

  • Ghana = World's 2nd largest cocoa producer
  • Gold mining significant - strict payment documentation
  • GhIPSS Instant Pay for fast settlement
  • Political stability makes Ghana attractive West African hub
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via GhIPSS Instant Pay

Portugal → Ghana Corridor Insights

Popular Industries

  • Agriculture
  • Cocoa Export
  • Gold Mining

Peak Trading Hours

CET (GMT+1) to GMT time zone consideration

Best for rate execution and faster settlement

Typical Volume

£50k-£250k

Average transaction size for this corridor
Monthly volume: £300k-£3M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Send EUR from Portugal to Ghana?

Save 87% on every payment with t+0 (2.3s avg within unicorn network). Local EUR collection available.

Open AccountView Ghana Details

Bank of Canada registered PSP | FINTRAC licensed MSB