🏴→🇺🇸
Send Money from Scotland to United States
Scottish businesses and exporters paying United States suppliers. Send GBP from Scotland, receive USD in United States with t+0 (2.3s avg within unicorn network).
✓ Competitive Advantage: Local GBP collection + local USD delivery = no correspondent bank fees
Save £2,025 per £100k Payment
Scotland to United States corridor savings
Traditional Bank
£2,530
- ❌ 2-3 day settlement
- ❌ Multiple correspondent banks
- ❌ Hidden FX margins
- ❌ High SWIFT fees
Unicorn Currencies
£505
- ✓ T+0 (2.3s avg within Unicorn network)
- ✓ Local GBP collection
- ✓ Transparent 0.5% spread
- ✓ ACH (Automated Clearing House)
Your Savings
80%
£2,025 per £100k
At £600k-£6M monthly, save £10,135/year
Sending from Scotland: What You Need to Know
GBP Origin Specifics
- Scotland uses GBP currency
- Post-Brexit customs documentation
- FCA regulated payment services
Your Local Advantages
- Local GBP account available
- Faster Payments instant collection
- No correspondent bank fees on origin side
Local Collection Method
Faster Payments
Instant (T+0) • UK domestic instant payments. Money available immediately.
Paying Suppliers in United States: Compliance & Requirements
Regulatory Considerations
- OFAC (Office of Foreign Assets Control) sanctions screening
- FinCEN (Financial Crimes Enforcement Network) reporting
- State-specific sales tax considerations
- Export control regulations (ITAR, EAR)
Payment Best Practices
- Use ACH for recurring supplier payments (cheaper than wire)
- Fedwire for urgent/same-day payments
- USD is global reserve - most stable for hedging
- US banks close early (3pm EST) - plan timing
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via ACH (Automated Clearing House)
Scotland → United States Corridor Insights
Popular Industries
- Manufacturing Equipment
- Technology
- Machinery
Peak Trading Hours
13:00-17:00 GMT (London-NY overlap)
Best for rate execution and faster settlement
Typical Volume
£100k-£500k
Average transaction size for this corridor
Monthly volume: £600k-£6M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.
Ready to Send GBP from Scotland to United States?
Save 80% on every payment with t+0 (2.3s avg within unicorn network). Local GBP collection available.
Bank of Canada registered PSP | FINTRAC licensed MSB