Spain to Norway Business Payments
Your bank takes 3 days to settle a EUR→NOK payment. Your Norway supplier waits. Your goods sit at port. Your margin shrinks by 2-4% before you even see the rate.
We settle in 2.3 seconds at 0.5%. Same day. Fully transparent.
Get a Free QuoteBank of Canada regulated · FINTRAC registered · Used by $1M+ businesses
Every day your bank takes to settle a EUR→NOK payment costs you money you'll never recover.
Before we show you a single number, know this: we are regulated, audited, and transparent. Our pricing is published. Our client funds are segregated. These aren't marketing claims — they're regulatory requirements we meet daily.
These aren't marketing claims — they're regulatory requirements we meet daily.
What Your Bank Really Charges on EUR→NOK Payments
Two columns: your bank vs us. The difference on a single £100k payment is £1,927.
- 2-4% (hidden in the rate)
- 2-3 business days
- £25-40 SWIFT fee + correspondent charges
- You see their rate, not the real rate
- On £100k: you lose £2,500–£4,000
- 0.5% (published)
- Settles in seconds — 2.3 second average
- £5 flat
- Live mid-market rate shown
- On £100k: you pay £505
On a single £100,000 payment, the difference is £1,927. If you make 10 payments a year, that's £19,270 your bank kept.
There's a fourth cost your bank charges that most businesses never see. It doesn't appear on any statement.
See the hidden cost →How Paying Norway Suppliers Actually Should Work
1. Upload Your Invoice
Drop your supplier's PDF invoice. Our AI reads the amount, currency, and beneficiary details in seconds. No manual data entry.
2. See the Real Rate — Live
We show you the mid-market EUR/NOK rate with our 0.5% spread applied. No hidden markups. Watch your P&L in real-time — red when you're losing margin, green when you're gaining.
3. Lock and Send — 15-Second Window
See a good rate? Lock it for 15 seconds. Check with your team. Confirm when ready. Payment settles in 2.3 seconds average.
4. Instant Proof of Payment
Your supplier gets confirmation immediately. Documents released. Goods cleared. No 3-day wait wondering if the SWIFT went through.
The Numbers
Bank of Canada supervised PSP under RPAA · FINTRAC registered MSB · Client funds in segregated Tier-1 bank accounts
Sending from Spain: What You Need to Know
EUR Origin Specifics
- Spain uses EUR currency
- SEPA instant payment network
- GDPR compliance required
Your Local Advantages
- Local EUR account available
- SEPA (Single Euro Payments Area) instant collection
- No correspondent bank fees on origin side
How Fast Can You Send Money from Spain to Norway?
Regulatory Considerations
- Norges Bank regulations
- Norwegian Customs documentation
- VAT (25%) on goods and services
- Finanstilsynet (Financial Supervisory Authority) oversight
Payment Best Practices
- Norway = Oil & gas leader, seafood exporter
- Vipps dominates - instant B2B payments
- High labor costs - expect premium pricing
- Strong environmental standards - ESG compliance important
What You Get That Your Bank Won't Offer
Popular Industries
- Oil & Gas
- Seafood
- Renewable Energy
Peak Trading Hours
CET (GMT+1) to GMT time zone consideration
Typical Volume
£50k-£250k
Why Businesses Making Spain→Norway Payments Switched
Used by $1M+ businesses
£70M+ processed annually
FINTRAC registered · Bank of Canada supervised
Client funds held in segregated Tier-1 bank accounts
Questions Importers Ask About EUR→NOK Payments
How fast does the money actually arrive?
Within our network: 2.3 seconds average, wallet-to-wallet. Via traditional SWIFT to your supplier's bank: 1-3 business days depending on correspondent banks. Either way, faster than the 3-5 days your bank typically takes for EUR→Norway payments.
What's the catch with 0.5% spreads?
No catch. We publish our pricing. 0.5% FX spread + £5 flat fee per payment. No correspondent bank charges, no hidden markups, no "market volatility" surcharges. Your bank charges 2-4% because they can — you can't see it in the rate.
Is my money safe?
Client funds are held in segregated accounts at Tier-1 banks — never co-mingled with our operational funds. We are supervised by the Bank of Canada as a Payment Service Provider and registered with FINTRAC as a Money Services Business.
Can I send large payments (£100k+)?
We're built for it. Our platform handles £100k to £10M+ payments daily on the EUR-NOK corridor. At these volumes, the savings vs your bank become material — £2,000+ per transaction. You also get a dedicated relationship manager, not a call centre.
What if I need to pay multiple Norway suppliers?
Upload multiple invoices, lock rates individually or in batch, and settle all at once. Each payment gets its own confirmation and audit trail. You typically need the recipient's local account details (Vipps), account number, and beneficiary name.
We know switching providers feels like one more thing to manage. It took our clients an average of 5 business days from first conversation to first payment. Most say they wished they'd done it sooner.
Your Next EUR→NOK Payment Doesn't Have to Take 3 Days
Your Norwegian supplier doesn't have to wait. Your goods don't have to sit at port. Your margin doesn't have to shrink by 2-4% on every invoice.
That was the old way. There's a new way now.
Onboarding takes 5 business days · Dedicated relationship manager · Cancel anytime