🇦🇪🇨🇳

Send Money from United Arab Emirates to China

Businesses in United Arab Emirates paying China suppliers for Textile Manufacturing. Send AED from United Arab Emirates, receive CNY in China with t+0 (2.3s avg within unicorn network).

✓ Competitive Advantage: Local AED collection + local CNY delivery = no correspondent bank fees

Save £2,525 per £100k Payment

United Arab Emirates to China corridor savings

Traditional Bank
£3,030
  • ❌ 2-3 day settlement
  • ❌ Multiple correspondent banks
  • ❌ Hidden FX margins
  • ❌ High SWIFT fees
Unicorn Currencies
£505
  • T+0 (2.3s avg within Unicorn network)
  • Local AED collection
  • ✓ Transparent 0.5% spread
  • Alipay
Your Savings
83%
£2,525 per £100k
At £300k-£3M monthly, save £6,319/year

Sending from United Arab Emirates: What You Need to Know

AED Origin Specifics

  • AED pegged to USD (3.67 fixed rate)
  • Corporate Tax 9% (effective 2023)
  • Free Zone invoice requirements

Your Local Advantages

  • Local AED account available
  • UAEFTS (UAE Funds Transfer System) instant collection
  • No correspondent bank fees on origin side
Local Collection Method
UAEFTS (UAE Funds Transfer System)
Same-dayUAE domestic instant transfers. All local banks connected.

Paying Suppliers in China: Compliance & Requirements

Regulatory Considerations

  • SAFE (State Administration of Foreign Exchange) compliance required
  • Commercial invoices must match payment purpose
  • Dual-currency accounting may be needed for large volumes
  • Capital controls apply to CNY flows

Payment Best Practices

  • Avoid SWIFT fees (3-4%) by using local rails like UnionPay or CIPS
  • Schedule payments before Chinese holidays (CNY week shuts down)
  • Use freight forwarder as commercial invoice reference
  • Lock FX rates before placing large orders to protect margins
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via Alipay

United Arab EmiratesChina Corridor Insights

Popular Industries

  • Textile Manufacturing
  • Electronics
  • Consumer Goods

Peak Trading Hours

02:00-10:00 GST (Asia business hours)

Best for rate execution and faster settlement

Typical Volume

£50k-£250k

Average transaction size for this corridor
Monthly volume: £300k-£3M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Send AED from United Arab Emirates to China?

Save 83% on every payment with t+0 (2.3s avg within unicorn network). Local AED collection available.

Bank of Canada registered PSP | FINTRAC licensed MSB