🇦🇪→🇰🇪
Send Money from United Arab Emirates to Kenya
Businesses in United Arab Emirates paying Kenya suppliers for Agriculture. Send AED from United Arab Emirates, receive KES in Kenya with t+0 (2.3s avg within unicorn network).
✓ Competitive Advantage: Local AED collection + local KES delivery = no correspondent bank fees
Save £3,030 per £100k Payment
United Arab Emirates to Kenya corridor savings
Traditional Bank
£3,535
- ❌ 2-3 day settlement
- ❌ Multiple correspondent banks
- ❌ Hidden FX margins
- ❌ High SWIFT fees
Unicorn Currencies
£505
- ✓ T+0 (2.3s avg within Unicorn network)
- ✓ Local AED collection
- ✓ Transparent 0.5% spread
- ✓ M-Pesa
Your Savings
86%
£3,030 per £100k
At £300k-£3M monthly, save £7,583/year
Sending from United Arab Emirates: What You Need to Know
AED Origin Specifics
- AED pegged to USD (3.67 fixed rate)
- Corporate Tax 9% (effective 2023)
- Free Zone invoice requirements
Your Local Advantages
- Local AED account available
- UAEFTS (UAE Funds Transfer System) instant collection
- No correspondent bank fees on origin side
Local Collection Method
UAEFTS (UAE Funds Transfer System)
Same-day • UAE domestic instant transfers. All local banks connected.
Paying Suppliers in Kenya: Compliance & Requirements
Regulatory Considerations
- Central Bank of Kenya (CBK) foreign exchange regulations
- Kenya Revenue Authority (KRA) tax compliance
- Import Declaration Form (IDF) for customs
- M-Pesa requires Kenyan mobile number for suppliers
Payment Best Practices
- M-Pesa dominates - most suppliers prefer it over bank transfers
- Kenya = East African trade hub, gateway to EAC market
- Tea/coffee exports world-renowned - quality documentation required
- Use PesaLink for bank-to-bank, M-Pesa for smaller suppliers
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via M-Pesa
United Arab Emirates → Kenya Corridor Insights
Popular Industries
- Agriculture
- Tea & Coffee Export
- Textile & Apparel
Peak Trading Hours
GST (GMT+4) to GMT time zone consideration
Best for rate execution and faster settlement
Typical Volume
£50k-£250k
Average transaction size for this corridor
Monthly volume: £300k-£3M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.
Ready to Send AED from United Arab Emirates to Kenya?
Save 86% on every payment with t+0 (2.3s avg within unicorn network). Local AED collection available.
Bank of Canada registered PSP | FINTRAC licensed MSB