Unicorn Currencies
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🇺🇸→🇨🇳

Send Money from United States to China

Businesses in United States paying China suppliers for Textile Manufacturing. Send USD from United States, receive CNY in China with t+0 (2.3s avg within unicorn network).

✓ Competitive Advantage: Local USD collection + local CNY delivery = no correspondent bank fees

Save £2,525 per £100k Payment

United States to China corridor savings

Traditional Bank
£3,030
  • ❌ 2-3 day settlement
  • ❌ Multiple correspondent banks
  • ❌ Hidden FX margins
  • ❌ High SWIFT fees
Unicorn Currencies
£505
  • ✓ T+0 (2.3s avg within Unicorn network)
  • ✓ Local USD collection
  • ✓ Transparent 0.5% spread
  • ✓ Alipay
Your Savings
83%
£2,525 per £100k
At £300k-£3M monthly, save £6,319/year

Sending from United States: What You Need to Know

USD Origin Specifics

  • USD global reserve currency
  • ACH and FedNow available
  • FinCEN reporting requirements

Your Local Advantages

  • Local USD account available
  • ACH (Automated Clearing House) instant collection
  • No correspondent bank fees on origin side
Local Collection Method
ACH (Automated Clearing House)
T+1 to T+2 • US domestic bank transfers. Low cost, reliable.

Paying Suppliers in China: Compliance & Requirements

Regulatory Considerations

  • SAFE (State Administration of Foreign Exchange) compliance required
  • Commercial invoices must match payment purpose
  • Dual-currency accounting may be needed for large volumes
  • Capital controls apply to CNY flows

Payment Best Practices

  • Avoid SWIFT fees (3-4%) by using local rails like UnionPay or CIPS
  • Schedule payments before Chinese holidays (CNY week shuts down)
  • Use freight forwarder as commercial invoice reference
  • Lock FX rates before placing large orders to protect margins
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via Alipay

United States → China Corridor Insights

Popular Industries

  • Textile Manufacturing
  • Electronics
  • Consumer Goods

Peak Trading Hours

EST (GMT-5) to CST (GMT+8) time zone consideration

Best for rate execution and faster settlement

Typical Volume

£50k-£250k

Average transaction size for this corridor
Monthly volume: £300k-£3M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Send USD from United States to China?

Save 83% on every payment with t+0 (2.3s avg within unicorn network). Local USD collection available.

Open AccountView China Details

Bank of Canada registered PSP | FINTRAC licensed MSB