🇺🇸→🇪🇺
Send Money from United States to European Union
Businesses in United States paying European Union suppliers for Manufacturing. Send USD from United States, receive EUR in European Union with t+0 (2.3s avg within unicorn network).
✓ Competitive Advantage: Local USD collection + local EUR delivery = no correspondent bank fees
Save £1,520 per £100k Payment
United States to European Union corridor savings
Traditional Bank
£2,025
- ❌ 2-3 day settlement
- ❌ Multiple correspondent banks
- ❌ Hidden FX margins
- ❌ High SWIFT fees
Unicorn Currencies
£505
- ✓ T+0 (2.3s avg within Unicorn network)
- ✓ Local USD collection
- ✓ Transparent 0.5% spread
- ✓ SEPA (Single Euro Payments Area)
Your Savings
75%
£1,520 per £100k
At £600k-£6M monthly, save £7,608/year
Sending from United States: What You Need to Know
USD Origin Specifics
- USD global reserve currency
- ACH and FedNow available
- FinCEN reporting requirements
Your Local Advantages
- Local USD account available
- ACH (Automated Clearing House) instant collection
- No correspondent bank fees on origin side
Local Collection Method
ACH (Automated Clearing House)
T+1 to T+2 • US domestic bank transfers. Low cost, reliable.
Paying Suppliers in European Union: Compliance & Requirements
Regulatory Considerations
- VAT (Value Added Tax) varies by EU country
- Intra-EU vs extra-EU customs differences
- GDPR compliance for customer data
- EU sanctions regime (separate from UN/US)
Payment Best Practices
- Use SEPA for €1-999,999 payments (very low cost)
- Target2 for large/urgent payments
- Post-Brexit customs documentation required for UK-EU
- EUR volatility lower than GBP - good for budgeting
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via SEPA (Single Euro Payments Area)
United States → European Union Corridor Insights
Popular Industries
- Manufacturing
- Freight Forwarding
- Food & Beverage
Peak Trading Hours
EST (GMT-5) to CET (GMT+1) time zone consideration
Best for rate execution and faster settlement
Typical Volume
£100k-£500k
Average transaction size for this corridor
Monthly volume: £600k-£6M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.
Ready to Send USD from United States to European Union?
Save 75% on every payment with t+0 (2.3s avg within unicorn network). Local USD collection available.
Bank of Canada registered PSP | FINTRAC licensed MSB