Unicorn Currencies
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🇺🇸→🇬🇭

Send Money from United States to Ghana

Businesses in United States paying Ghana suppliers for Agriculture. Send USD from United States, receive GHS in Ghana with t+0 (2.3s avg within unicorn network).

✓ Competitive Advantage: Local USD collection + local GHS delivery = no correspondent bank fees

Save £3,535 per £100k Payment

United States to Ghana corridor savings

Traditional Bank
£4,040
  • ❌ 2-3 day settlement
  • ❌ Multiple correspondent banks
  • ❌ Hidden FX margins
  • ❌ High SWIFT fees
Unicorn Currencies
£505
  • ✓ T+0 (2.3s avg within Unicorn network)
  • ✓ Local USD collection
  • ✓ Transparent 0.5% spread
  • ✓ GhIPSS Instant Pay
Your Savings
87%
£3,535 per £100k
At £300k-£3M monthly, save £8,846/year

Sending from United States: What You Need to Know

USD Origin Specifics

  • USD global reserve currency
  • ACH and FedNow available
  • FinCEN reporting requirements

Your Local Advantages

  • Local USD account available
  • ACH (Automated Clearing House) instant collection
  • No correspondent bank fees on origin side
Local Collection Method
ACH (Automated Clearing House)
T+1 to T+2 • US domestic bank transfers. Low cost, reliable.

Paying Suppliers in Ghana: Compliance & Requirements

Regulatory Considerations

  • Bank of Ghana foreign exchange regulations
  • Ghana Revenue Authority (GRA) tax compliance
  • Cocoa exports regulated by COCOBOD
  • Mining payments require enhanced due diligence

Payment Best Practices

  • Ghana = World's 2nd largest cocoa producer
  • Gold mining significant - strict payment documentation
  • GhIPSS Instant Pay for fast settlement
  • Political stability makes Ghana attractive West African hub
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via GhIPSS Instant Pay

United States → Ghana Corridor Insights

Popular Industries

  • Agriculture
  • Cocoa Export
  • Gold Mining

Peak Trading Hours

EST (GMT-5) to GMT time zone consideration

Best for rate execution and faster settlement

Typical Volume

£50k-£250k

Average transaction size for this corridor
Monthly volume: £300k-£3M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Send USD from United States to Ghana?

Save 87% on every payment with t+0 (2.3s avg within unicorn network). Local USD collection available.

Open AccountView Ghana Details

Bank of Canada registered PSP | FINTRAC licensed MSB