Unicorn Currencies
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🇺🇸→🇰🇪

Send Money from United States to Kenya

Businesses in United States paying Kenya suppliers for Agriculture. Send USD from United States, receive KES in Kenya with t+0 (2.3s avg within unicorn network).

✓ Competitive Advantage: Local USD collection + local KES delivery = no correspondent bank fees

Save £3,030 per £100k Payment

United States to Kenya corridor savings

Traditional Bank
£3,535
  • ❌ 2-3 day settlement
  • ❌ Multiple correspondent banks
  • ❌ Hidden FX margins
  • ❌ High SWIFT fees
Unicorn Currencies
£505
  • ✓ T+0 (2.3s avg within Unicorn network)
  • ✓ Local USD collection
  • ✓ Transparent 0.5% spread
  • ✓ M-Pesa
Your Savings
86%
£3,030 per £100k
At £300k-£3M monthly, save £7,583/year

Sending from United States: What You Need to Know

USD Origin Specifics

  • USD global reserve currency
  • ACH and FedNow available
  • FinCEN reporting requirements

Your Local Advantages

  • Local USD account available
  • ACH (Automated Clearing House) instant collection
  • No correspondent bank fees on origin side
Local Collection Method
ACH (Automated Clearing House)
T+1 to T+2 • US domestic bank transfers. Low cost, reliable.

Paying Suppliers in Kenya: Compliance & Requirements

Regulatory Considerations

  • Central Bank of Kenya (CBK) foreign exchange regulations
  • Kenya Revenue Authority (KRA) tax compliance
  • Import Declaration Form (IDF) for customs
  • M-Pesa requires Kenyan mobile number for suppliers

Payment Best Practices

  • M-Pesa dominates - most suppliers prefer it over bank transfers
  • Kenya = East African trade hub, gateway to EAC market
  • Tea/coffee exports world-renowned - quality documentation required
  • Use PesaLink for bank-to-bank, M-Pesa for smaller suppliers
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via M-Pesa

United States → Kenya Corridor Insights

Popular Industries

  • Agriculture
  • Tea & Coffee Export
  • Textile & Apparel

Peak Trading Hours

EST (GMT-5) to GMT time zone consideration

Best for rate execution and faster settlement

Typical Volume

£50k-£250k

Average transaction size for this corridor
Monthly volume: £300k-£3M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Send USD from United States to Kenya?

Save 86% on every payment with t+0 (2.3s avg within unicorn network). Local USD collection available.

Open AccountView Kenya Details

Bank of Canada registered PSP | FINTRAC licensed MSB